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Halifax: Cash ISA reviews

3.70
Based on 63 reviews, last reviewed 4th Sep 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
43%
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24%
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16%
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5%
See only 1 star reviews
13%

Latest highest rating:

4

satisfactory It was quite easy to sort a cash isa but last year had a problem and they would not change my preference - regarding interest . O... Read more Reviewed on: 4th September 2026
gwen's avatar
gwen

Latest lowest rating:

1

I entrusted them with a significant amount of money,... I entrusted them with a significant amount of money, but when I attempted to withdraw my funds, issues began to arise. My withdrawal requests were rep... Read more Reviewed on: 30th March 2026
Miller St's avatar
Miller St

About this product

Halifax offer a range of cash ISAs that are fixed rates or instant access.

Halifax Cash ISA products include ISA Saver Fixed, ISA Reward Bonus Saver, ISA Saver Variable and Instant ISA Saver. Most accounts can be opened with just £1, but fixed rates have a minimum first deposit amount of £500.

Halifax Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Cash ISA reviews (63)

Ignorance finds its reward

5
I knew next to nothing about saving money with an institution and was both nervous and a little anxious about committing to such a step. Fortunately, Halifax led me through all the options and the ramifications and implications of choosing each one. Ultimately, they provided me with the product that was just right for me and I am very grateful to them. Reviewed on: 30th June 2016

Low rates, but easy to use

3
Not the best on the market by any means, but it is easy to use since I can access from my other bank accounts. Have had a few customer service issues with Halifax in the past, but overall they're ok. Reviewed on: 29th June 2016

informative, concise, genuine and friendly service

4
Me and my partner wanted to start saving our money to help us get a mortage and wanted to do so in the most effective way possible. We chose Halifax to do this with but didn't really know where to go from there. From having a meeting with an advisor, we were talked through all the options and really felt that the informative we were getting was honest and took into account our best interests rather than just being a sales pitch which you do sometimes feel you are getting at banks. We felt assured that Halifax were approachable and that we were confident in saving with them and choosing the saver ISA. Reviewed on: 22nd June 2016

Great customer service!

5
I had a fantastic customer service in our local Halifax! Never had any problems with them. Everything is clear and straight forward. Reviewed on: 21st April 2016

Cash ISA

4
I took out a Cash ISA account with Halifax several years ago (I already had my current account with them). The account is really easy to use - I just transfer money using online banking from my current account to my ISA with a few clicks. Money can be returned to my current account in the same way with unlimited withdrawals and no penalties. I tend to use the account for short to medium term savings to keep the money separate from my current account, its not the best rate of interest but if you want a savings account that is tax free, easy to use with unlimited free withdrawals then I would highly recommend this product. Reviewed on: 28th March 2016

good

5
might not have given a good review if I had to follow the normal procedure which is to book an appointment to open an account. However luckily I could be seen immediately so everything was done quickly Reviewed on: 28th March 2016

Good service

5
Halifax offers good quality service and has some good offers on isa accounts and currant accounts Reviewed on: 18th February 2016

Need to do more for savers

3
Halifax could provide a better interest rate for us savers. My isa has dropped by 1% in the last 3 months so I decided not to reinvest it. Reviewed on: 16th February 2016

ISa

4
Not bad interest for a high street bank, easy to access Reviewed on: 8th January 2016

Great rates

4
Have had a great fixed rate for 3 years. Staff are really friendly and helpful. Would recommend this ISA. Reviewed on: 27th August 2015

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