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Halifax: Help to Buy ISA reviews

4.28
Based on 60 reviews, last reviewed 27th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
30%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
7%

Latest highest rating:

5

Really positive experience with Halifax help to buy... Really positive experience with Halifax help to buy isa. Fantastic customer service from start to finish, was a pleasure to be supported by Halifax. Reviewed on: 27th February 2025
Jess S's avatar
Jess S

Latest lowest rating:

2

Started well but all downhill The reduction in the interest rate on this account has been staggering, especially when considering the recent climb in the base rate. Reviewed on: 5th March 2023
Jamie's avatar
Jamie

About this product

Halifax Help to Buy ISA reviews (60)

Review of the Halifax, Help to Buy ISA:

Good all round

5
No complaints. 2.25% APR, 25% government incentive and pay in up to £200 a month! Just a shame that they discontinued their Help to Buy ISA. Reviewed on: 19th January 2020

Great

5
The ISA was easy to set up and has met my expectations! Reviewed on: 10th July 2020

Great for first time buyers

5
Was really easy to set up and Halifax were helpful with any questions. Great incentive to save for first time buyers. Reviewed on: 11th June 2020

Easy to manage and clear information

4
I've received clear information from Halifax since setting up my help to buy ISA and they've always ensured that I am up-to-date with my knowledge of the product, including changes to interest rates. It has been easy to manage online and I have been able to get answers to my questions either via the online help pages or by calling a representative. Reviewed on: 28th April 2020

Excellent account

5
Great interest rate and all went through smoothly on my house Reviewed on: 5th February 2020

A good way of getting on the ladder

4
The Halifax Help to Buy was very good and it encouraged us to put money away each month. The fact you can’t touch it, makes it a great way of ensuring that it builds up. When it came to closing the account, it was a relatively quick process although they don’t always tell you that you only get the bonus money once you’ve made a purchase. This is the only downside Reviewed on: 23rd November 2019

Didn't know their products

2
I wanted to help my son open a help to buy ISA before the deadline. I spoke to a Halifax advisor online who told me he could open an account online as he was already a Junior ISA holder. To cut a long story short, we weren't allowed to open an account online and when we went into the branch they couldn't help us to open the ISA. It was also suggested I try Santander as he already had a current account with them. After half an hour trying to solve the problem we actually went to Santander and opened a Santander help to buy ISA. It was a shame as we though it was a good product but customer service and misinformation let it down. Reviewed on: 22nd November 2019

Reliable

5
Have been with Halifax for over 20 years and wouldn't bank with anyone else! Reviewed on: 22nd November 2019

Good

4
Easy to use, good app friendly staff in store Reviewed on: 20th November 2019

ridiculously high fees

1
do not use this service . they charge for everything ... ended up losing any gains in fees Reviewed on: 14th August 2019

Online Saving Made Easy

5
Easy to do online, and can view and monitor my savings as I go along. Reviewed on: 7th July 2019

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