Smart Money People Logo

Halifax: Reward current account reviews

4.35
Based on 198 reviews, last reviewed 23rd Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
24%
See only 3 star reviews
8%
See only 2 star reviews
2%
See only 1 star reviews
5%

Latest highest rating:

5

Halifax brilliance I have held an account with the Halifax for over 20 years and will continue with them for the next 20 years Reviewed on: 23rd January 2026
George P's avatar
George P

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025
ChrisO's avatar
ChrisO

About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Reward current account reviews (198)

Review of the Halifax, Reward current account:

Solid banking no frills just easy

5
I switched to Halifax, mainly for the switching bonus but also because RBS were terrible. £5 paid in every month is a nice little bonus, their online banking is the same as LLoyds and very easy to use. Fully recommend, even if their bank staff can be a bit slow at times, Reviewed on: 26th January 2016

Halifax

3
Online banking works well but I never find them particularly friendly or helpful. Reviewed on: 23rd November 2019

brilliant

5
brilliant account and bank to be with Reviewed on: 23rd November 2019

Very easy to control

5
I have had an account with Halifax since I was around 15 & the Reward Current Account is a fantastic product. I find it very easy to manage my overdraft settings, freeze/unfreeze transactions or monitor my direct debits. I receive text messages to confirm if certain activities on my card were done by me, I have never had any security issues & I trust my money to be 100% safe in this account. Reviewed on: 21st November 2019

Halifax ultimate reward

5
Halifax always offers excellent service, the ultimate reward current account is excellent value for money - featuring mobile phone, travel and home emergency insurance. Reviewed on: 8th May 2019

Poor

1
Awful, simplistic, child-like internet/mobile banking. Poor branch services. Reviewed on: 26th January 2019

go extra mile

5
halifax have been brilliant have 2 accounts my reward one was explained properly nothing was miss sold to me like i have been in the past reward account gives me extras which is a benift Reviewed on: 26th January 2019

Good reliable bank account

3
Decent bank account however, the reward has dropped from £5 to £2 Reviewed on: 12th January 2019

Brilliant account, worth the fee alone for the mobile phone cover, not to mention breakdown cover and travel insurance. Great app too!

5
Easy to use, great text reminders when you potentially go over drawn allowing you time to transfer money and avoid bouncing payments and thus avoiding fees.. Reviewed on: 10th January 2019

GREAT REWARDS

4
Halifax offers loads of cashback on popular brands, i've made back over £50 from purchases i would have made either way! Reviewed on: 4th January 2019

Looks after me.

3
Doesn’t let me overspend which often annoys me but I’m very grateful in reality Reviewed on: 1st December 2018

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Online Saver

    from Halifax 4.61 from 35 reviews
    Halifax
  • Flexicard

    from Halifax 4.57 from 5 reviews
    Halifax
    View all products