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Hastings Direct reviews

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Rated Good 3.78/5

Hastings Direct reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Good based on 953 product reviews

Average score of 3.78/5
5 star
44%
4 star
18%
3 star
6%
2 star
4%
1 star
29%
Reviews for Hastings Direct have trended positively over the past 90 days

Hastings Direct scores well for easy online processes, competitive pricing, and a handy app that makes managing policies straightforward. Personal loans and car insurance often come with quick approvals and helpful staff. However, many have faced frustrating claims experiences, poor communication, and unexpected fees, especially around cancellations and renewals.

Positive themes

  • Personal loans with Hastings Direct are quick to apply for and offer good rates. (17 mentions)
  • Car insurance with Hastings Direct is often the cheapest and great value for money. (14 mentions)
  • The Hastings Direct app and online services make managing car insurance easy and convenient. (11 mentions)

Negative themes

  • Claims handling with Hastings Direct is often slow and poorly communicated. (7 mentions)
  • Unexpected fees and high renewal increases cause frustration with Hastings Direct policies. (5 mentions)
Summarised by AI
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About Hastings Direct

Hastings Direct reviews written by our Smart Money People can help you to find out more about what it's like to have an insurance policy with Hastings Direct. Smart Money People is the UK's independent financial services review site. Read and write Hastings Direct reviews, and together we can help to increase trust and transparency in financial services.

Hastings Direct at a glance

Reviews for Hastings Direct

Showing 11 of 953 company reviews Last reviewed within 7 days

i was using the data box paired with my phone and ap...

Car insurance 24th August 2026

i was using the data box paired with my phone and app this device does not record correctly, its just there so they can sell... i was using the data box paired with my phone and app this device does not record correctly, its just there so they can sell your data on to other industries , customer service is so unhelpfully I was getting very good scores until one day they marked me down for braking too hard, this was because a pedestrian walked out in front of me, it like i should have run over or killed this person to make a claim because they scored me low for braking avoiding killing or injuring someone, was sat at a green light once because a car had stopped in front of the crossing, they marked me down for that also this APP is RUBBISH i asked HastingDirect customer service why it marked that as a bad drive they said it does not reflect real life scenarios, what is the point then, i now know its just a data gathering money making device, after i moaned about it i noticed i was getting more and more mark downs, seemed like a punishment i would AVOID hasting direct data recording device to get cheaper insurance its cheap because they using your data to make money. I've now left them and the attitude was not pleasant, they are so vague with any questions you often having to re ask it again. to force an answer from them. they try pressure you to stay , IE you will loose your NCB etc etc it will cost you XXX it tracks you using the toilet and social life you have nearby as its connected to your phone. another BIG brother watching you take a leak or drop the kids of at the pool. I'm glad I've gone and will never look back Read more Read less

Rated Terrible 1.00/5
Read more product reviews

Solved my Problem

Car insurance 22nd August 2026

I made a mistake when filled in details online, but when i rang up about it the customer services helped me correct the error and got a better deal

Rated Excellent 5.00/5
Read more product reviews
  • 3.00/5

    Following your every move

    The policy that was the cheapest also has a tracker and requires you to use Bluetooth and location on your mobile and to download the... The policy that was the cheapest also has a tracker and requires you to use Bluetooth and location on your mobile and to download the app. This is an extra hassle and will drain the battery and if your driving score is too low then they will cancel your insurance Read more Read less

    {"display":"ZK","full_name":"ZK","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    ZK 22nd August 2026
  • 4.00/5

    It was cheap and reasonable, and they didn't try to...

    It was cheap and reasonable, and they didn't try to increase the renewal price too much while being transparent about costs. You need need to... It was cheap and reasonable, and they didn't try to increase the renewal price too much while being transparent about costs. You need need to be careful when using certain services due to a £20 service charge when changing information. Read more Read less

    {"display":"graeme ","full_name":"graeme ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    graeme 22nd August 2026
  • 5.00/5

    Easy to use website and sensibly priced cover

    Easy to use website and sensibly priced cover

    {"display":"Richard C","full_name":"Richard C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Richard C 21st August 2026
  • 5.00/5

    Excellent pricing and customer service.

    Following the most recent renewal, the agent was able to match the price of a competitor. As a result not only did I save money,... Following the most recent renewal, the agent was able to match the price of a competitor. As a result not only did I save money, but also was saved the hassle of having to change insurers. Read more Read less

  • 5.00/5

    Were the cheapest on the market.

    Were the cheapest on the market at the time of looking. That's all you need to know.

  • 5.00/5

    Not had to claim for a few years but still satisfied...

    Not had to claim for a few years but still satisfied with the cover it gives you

    {"display":"Elizabeth E","full_name":"Elizabeth E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Elizabeth E 21st August 2026
  • 5.00/5

    Great cover at a great price

    Great cover at a great price very pleased and have stayed with them for a few years now

    {"display":"Matthew","full_name":"Matthew","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Matthew 21st August 2026
  • 5.00/5

    They are attentive, and affordable

    Very easy going from day 1, They Provide the Service that you expect from them. Great value for money invested.

    {"display":"A SS","full_name":"A SS","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    A SS 21st August 2026
  • 5.00/5

    Great cover right price

    Offered good cover a better deal than with my previous insurer.Also some of the benefits were better than previous provider

    {"display":"Pete rice","full_name":"Pete rice","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Pete rice 20th August 2026

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