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Hastings Direct reviews

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Rated Good 3.79/5

Hastings Direct reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Good based on 960 product reviews

Average score of 3.79/5
5 star
44%
4 star
18%
3 star
6%
2 star
4%
1 star
29%
Reviews for Hastings Direct have trended positively over the past 90 days

Hastings Direct scores well for easy online processes, competitive pricing, and a handy app that makes managing policies straightforward. Personal loans and car insurance often come with quick approvals and helpful staff. However, many have faced frustrating claims experiences, poor communication, and unexpected fees, especially around cancellations and renewals.

Positive themes

  • Personal loans with Hastings Direct are quick to apply for and offer good rates. (17 mentions)
  • Car insurance with Hastings Direct is often the cheapest and great value for money. (14 mentions)
  • The Hastings Direct app and online services make managing car insurance easy and convenient. (11 mentions)

Negative themes

  • Claims handling with Hastings Direct is often slow and poorly communicated. (7 mentions)
  • Unexpected fees and high renewal increases cause frustration with Hastings Direct policies. (5 mentions)
Summarised by AI
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About Hastings Direct

Hastings Direct reviews written by our Smart Money People can help you to find out more about what it's like to have an insurance policy with Hastings Direct. Smart Money People is the UK's independent financial services review site. Read and write Hastings Direct reviews, and together we can help to increase trust and transparency in financial services.

Hastings Direct at a glance

Reviews for Hastings Direct

Showing 11 of 960 company reviews Last reviewed within 7 days

I have had my car insurance policy with Hastings dir...

Car insurance 6th September 2026

I have had my car insurance policy with Hastings direct for over 5 years. I had to contact them for a call out when the... I have had my car insurance policy with Hastings direct for over 5 years. I had to contact them for a call out when the car battery failed to start, but they said I was not covered for that, and they told me the RAC would not come out to attend to my car. I since found out through a friend that I needed Homestart car insurance, so I have now got this but had to pay a substantial amount more to have this. Apart from this occasion I have been very happy with Hastings direct. Read more Read less

Rated Excellent 5.00/5
Read more product reviews

Great service always.

Car insurance 3rd September 2026

Great service always. No issues.

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    Good service

    Good service and competitive pricing

  • 5.00/5

    Easy to apply

    Easy to apply, very smooth process and quick to do.

    {"display":"Larrisa","full_name":"Larrisa","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Larrisa 2nd September 2026
  • 4.00/5

    fair pricing - a faithful financial services partner

    fair pricing - in a financial services market that can be unreasonably competitive, I've found a faithful partner who offers some semblance of fairness to the customer

    {"display":"Jay C","full_name":"Jay C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Jay C 2nd September 2026
  • 5.00/5

    Nothing is ever too much trouble

    Nothing is ever too much trouble for all of their friendly colleagues

    {"display":"Leon H","full_name":"Leon H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Leon H 2nd September 2026
  • 5.00/5

    Policy access via the Hastings Direct app is a bonus.

    Policy access via the Hastings Direct app is a bonus. Many insurers don't provide app access.

    {"display":"Carl Mountain","full_name":"Carl Mountain","avatar":{"url":"\/assets\/uploads\/avatars\/users\/461586.png"}}'s avatar
    Car insurance
    Carl Mountain 2nd September 2026
  • 1.00/5

    i was using the data box paired with my phone and ap...

    i was using the data box paired with my phone and app this device does not record correctly, its just there so they can sell... i was using the data box paired with my phone and app this device does not record correctly, its just there so they can sell your data on to other industries , customer service is so unhelpfully I was getting very good scores until one day they marked me down for braking too hard, this was because a pedestrian walked out in front of me, it like i should have run over or killed this person to make a claim because they scored me low for braking avoiding killing or injuring someone, was sat at a green light once because a car had stopped in front of the crossing, they marked me down for that also this APP is RUBBISH i asked HastingDirect customer service why it marked that as a bad drive they said it does not reflect real life scenarios, what is the point then, i now know its just a data gathering money making device, after i moaned about it i noticed i was getting more and more mark downs, seemed like a punishment i would AVOID hasting direct data recording device to get cheaper insurance its cheap because they using your data to make money. I've now left them and the attitude was not pleasant, they are so vague with any questions you often having to re ask it again. to force an answer from them. they try pressure you to stay , IE you will loose your NCB etc etc it will cost you XXX it tracks you using the toilet and social life you have nearby as its connected to your phone. another BIG brother watching you take a leak or drop the kids of at the pool. I'm glad I've gone and will never look back Read more Read less

    {"display":"Mr R","full_name":"Mr R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Mr R 24th August 2026
  • 5.00/5

    Solved my Problem

    I made a mistake when filled in details online, but when i rang up about it the customer services helped me correct the error and got a better deal

    {"display":"Anthony G","full_name":"Anthony G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Anthony G 22nd August 2026
  • 3.00/5

    Following your every move

    The policy that was the cheapest also has a tracker and requires you to use Bluetooth and location on your mobile and to download the... The policy that was the cheapest also has a tracker and requires you to use Bluetooth and location on your mobile and to download the app. This is an extra hassle and will drain the battery and if your driving score is too low then they will cancel your insurance Read more Read less

    {"display":"ZK","full_name":"ZK","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    ZK 22nd August 2026
  • 4.00/5

    It was cheap and reasonable, and they didn't try to...

    It was cheap and reasonable, and they didn't try to increase the renewal price too much while being transparent about costs. You need need to... It was cheap and reasonable, and they didn't try to increase the renewal price too much while being transparent about costs. You need need to be careful when using certain services due to a £20 service charge when changing information. Read more Read less

    {"display":"graeme ","full_name":"graeme ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    graeme 22nd August 2026

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