Smart Money People Logo

Voting in the Insurance choice awards 2025 is open - Vote here

Own this company?
Share this page

Hastings Direct reviews

Hastings Direct Logo
Rated Average 3.30/5

Hastings Direct reviews

This business hasn't yet registered to manage and respond to reviews on their page. Own this business?. Find out how to register here

Unverified business
Last reviewed within 14 days

Review summary

People rate this company as Average based on 844 product reviews

Average score of 3.30/5
5 star
41%
4 star
18%
3 star
6%
2 star
4%
1 star
31%
Reviews for Hastings Direct have trended negatively over the past 90 days

Latest positive rating

5/5

Great experience recently when renewing

Great experience recently when renewing

{"display":"aimz9","full_name":"aimz9","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Car insurance
aimz9 21st June 2025

Latest negative rating

1/5

My vehicle was hit by another vehicle around 6:30am...

My vehicle was hit by another vehicle around 6:30am on 11 June 2025. After exchanged the driver's details, I went to my company first. Around... My vehicle was hit by another vehicle around 6:30am on 11 June 2025. After exchanged the driver's details, I went to my company first. Around 10:30am, opposition insurance company called me and suggest me need not to report to my insurance. They would do the repair for my car by their approved repairer and offer extra GBP 600 compensation to me. I counter request use my own garage to do the repair and they said it is no problem to use my own garage to repair. Hangings directed persuaded me to accept the claims’ plan, saying it would be very simple, and I need not to do anything. Now I find it really annoying to have to deal with this company. Now I feel really frustrated and embarrassed. I have obviously done what they asked, but they always make things difficult for me, making me feel that they don't want to compensate me at all. I feel uncomfortable to their company procedures. I need to be mentally prepared to face these procedures. I requested the full pictures of the procedures, any other documents are required to provide, any documents are required to sign, how to pay the claims. However, nothing they have provided. All workflows are black box operation. Don't trust this company. It is wasting time to deal the claims. Read more Read less

{"display":"Aldo Chan","full_name":"Aldo Chan","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1288948.png"}}'s avatar
Car insurance
Aldo Chan 31st July 2025

About Hastings Direct

Hastings Direct reviews written by our Smart Money People can help you to find out more about what it's like to have an insurance policy with Hastings Direct. Smart Money People is the UK's independent financial services review site. Read and write Hastings Direct reviews, and together we can help to increase trust and transparency in financial services.

Hastings Direct at a glance

Reviews for Hastings Direct

Showing 11 of 844 company reviews Last reviewed within 14 days

My vehicle was hit by another vehicle around 6:30am...

Car insurance 31st July 2025

My vehicle was hit by another vehicle around 6:30am on 11 June 2025. After exchanged the driver's details, I went to my company first. Around... My vehicle was hit by another vehicle around 6:30am on 11 June 2025. After exchanged the driver's details, I went to my company first. Around 10:30am, opposition insurance company called me and suggest me need not to report to my insurance. They would do the repair for my car by their approved repairer and offer extra GBP 600 compensation to me. I counter request use my own garage to do the repair and they said it is no problem to use my own garage to repair. Hangings directed persuaded me to accept the claims’ plan, saying it would be very simple, and I need not to do anything. Now I find it really annoying to have to deal with this company. Now I feel really frustrated and embarrassed. I have obviously done what they asked, but they always make things difficult for me, making me feel that they don't want to compensate me at all. I feel uncomfortable to their company procedures. I need to be mentally prepared to face these procedures. I requested the full pictures of the procedures, any other documents are required to provide, any documents are required to sign, how to pay the claims. However, nothing they have provided. All workflows are black box operation. Don't trust this company. It is wasting time to deal the claims. Read more Read less

Rated Terrible 1/5
Read more product reviews

Really annoyed, beware of Hastings insurance.

Car insurance 24th July 2025

Really annoyed, beware of Hastings insurance. Took out insurance and sent no claim from previous insurer which they would not accept, so I been on... Really annoyed, beware of Hastings insurance. Took out insurance and sent no claim from previous insurer which they would not accept, so I been on the phone with them, after 20 minutes, of me asking why? Then they did accept it. The annoying bit is they altered my insurance,it was £1:60 more and they charged me £30 handling fee, really £30 for a £1:60 change. Asked if they could do anything about it, NO was the reply. Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    Cheap.. but it shows!

    Very poor customer services! Initially had to answer lots of questions eg does the house have a slate or tile roof? ( they knew all... Very poor customer services! Initially had to answer lots of questions eg does the house have a slate or tile roof? ( they knew all that anyhow) Totally irrelevant as the claim was for a cycle stolen on holiday! Still waiting after several weeks inspite of phone calls and unanswered emails Read more Read less

  • 1/5

    scandalous mickey mouse rip off insurers

    only giving one star as it would not take review otherwise. rang hasting direct to change car details for remaining 8 months of policy and... only giving one star as it would not take review otherwise. rang hasting direct to change car details for remaining 8 months of policy and they charged me forty five per cent more than the total policy. my yearly rate was £258 pounds but charged me another £118 for the remaining eight months even though car had the same power engine and same value. been promised two call backs and not received them taking full day off work and hours on phone at my cost.be warned dont use this firm or read this and make up your own mind. Read more Read less

  • 1/5

    Hastings agreed to make a cash in lieu payment and c...

    Hastings agreed to make a cash in lieu payment and confirmed date for repairs to be done. Said payment would be 3-5 working days. Nearly... Hastings agreed to make a cash in lieu payment and confirmed date for repairs to be done. Said payment would be 3-5 working days. Nearly 3 weeks on and when chased said it was with payment team who were completing a standard check. However, they had no idea when the standard check would be completed. I have had to cancel repairs and still waiting Read more Read less

  • 5/5

    Great experience recently when renewing

    Great experience recently when renewing

    {"display":"aimz9","full_name":"aimz9","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    aimz9 21st June 2025
  • 1/5

    Ok until you actually have to use them.

    Ok until you actually have to use them. I was involved in a no fault hit and run where the other party accepted liability. They... Ok until you actually have to use them. I was involved in a no fault hit and run where the other party accepted liability. They have severely under valued my vehicle at (offered £500 for a car valued at £1850). Ignored my emails and disputes, and will bully and coerce you into accepting an offer. If you call they'll put you on hold for ages in the hopes you give up. Ignore the bots on here and don't bother. Read more Read less

    {"display":"Shauna","full_name":"Shauna","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Shauna 13th June 2025
  • 4/5

    Great value for money however they should not differ...

    Great value for money however they should not differentiate between the different level of insurance in terms of customer service because some have to use... Great value for money however they should not differentiate between the different level of insurance in terms of customer service because some have to use the app to contact customer services. Read more Read less

    {"display":"Lionbeta","full_name":"Lionbeta","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Lionbeta 12th June 2025
  • 1/5

    Never made a claim new premium 40% increase!!

    Having never claimed on my home insurance the premiums from Hastings have risen every year. This year I was offered a renewal with a further... Having never claimed on my home insurance the premiums from Hastings have risen every year. This year I was offered a renewal with a further 40% increase! After searching for other quotes I went back to Hastings and miraculously they reduced the premium back to the cost of the previous years. This is a clear case of price gouging its loyal customers to try their luck with hugely inflated premiums only to reduce them back if they are called out. Completely unethical behaviour, will never use again! Read more Read less

  • 1/5

    Don’t Home Insurance from Hasting Direct!!

    I strongly advise against purchasing building or contents insurance from Hastings Direct: Home Insurance. My experience with this company has been deeply disappointing and unprofessional.... I strongly advise against purchasing building or contents insurance from Hastings Direct: Home Insurance. My experience with this company has been deeply disappointing and unprofessional. While their premiums may appear competitively priced, it quickly became clear that this is a case of getting what you pay for — and in this instance, that means inadequate support and poor customer service. When my fridge freezer stopped working, I attempted to make a claim. Hastings Direct refused to log it, citing that they could not determine how the appliance had failed. They made no effort to investigate the issue themselves. Instead, I was told that it was my responsibility to find an engineer, have the problem diagnosed, and then report the findings back to them — a completely unreasonable expectation for an insurance customer. Their refusal to even initiate a proper investigation reflects a serious lack of accountability and suggests they are more interested in avoiding claims than supporting their policyholders. I would urge others to consider alternative insurers who are more transparent and responsive when their services are genuinely needed. Read more Read less

  • 1/5

    Do not buy the insurance from them, you will flush t...

    Do not buy the insurance from them, you will flush the money down the toilet. The only thing they are able to do is finding... Do not buy the insurance from them, you will flush the money down the toilet. The only thing they are able to do is finding excuses over excuses to deny your claim. Absolutely the worse insurance company I have been with. Cancelled my insurance after 6 months. I have a external wall damaged by the storm in December. First they said it wasn't coved because wear and tear, then because the weather condition, then back to wear and tear excuse, then I wasn't covered because I already claimed for the conservatory (I don't have a conservatory and I just bought the house couple of months before) then I have to proof ownership, not of the house but of the wall. Then denied and closed my complaint without giving a toss, then I gave up regardless the ombudsman service said my claim is based on fact, but the legal procedure will be more expensive than fixing the wall on my own expenses. Save yourself and avoid this company like the plague. Read more Read less

    Products from Hastings Direct

    Showing products offered by Hastings Direct

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice