Write a review

Go to business site

HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.73 (1941 reviews)

View other HSBC Kinetic products

4.68

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

Read all reviews See your review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023

Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023

Easy, efficient, good tracking system

HSBC Kinetic has been an essential part of launching my business. As a new Director learning the ropes, it has been easy, efficient, and a very smart way of keeping track of my business finances. It made my end of year book keeping an absolute breeze, and really helps me to keep track of our overheads and outgoings. I'd recommend HSBC Kinetic to anyone starting a new small business. Reviewed on: 8th March 2023

Well Known Name

I choose HSBC Kinetic as it is part of a well known brand and I previously had a business account with HSBC many years before. Reviewed on: 8th March 2023

Mr

Great experience with the service online and in branch Reviewed on: 8th March 2023

Enjoyable experience

I have recently launched my own business for the first time, and I was nervous about various elements. The easy-to-use/understand HSBC Kinetic account has made a lot of that nervousness evaporate. The app is clean and crisp and I always feel on top of my finances. Reviewed on: 8th March 2023

Fast easy

I grow up with kinetic everything its easy and fast Reviewed on: 8th March 2023

High quality best device

Very good and straightforward to understand and use Reviewed on: 8th March 2023

HSBC KINETIC THE BEST BUSINESS ACCOUNT

I enjoy HSBC Kinetic from the first day . I use to have many accounts for my business, but in the end i chosed to remain just with HSBC kinetic, is the best business account in all UK Reviewed on: 8th March 2023

Good account and easy to use

Happy with the account thus far and have been fairly responsive to any queries that I've raised. My only real quibble is that it wasn't that easy to link to my accounting software, but did manage to get this working eventually. Reviewed on: 8th March 2023

Reply from HSBC Kinetic Hi, thanks for your feedback. We're pleased to hear that your accounting software is up and running. We'd also like to share that our in app customer support has been extended and is now available 08;00 to 20:00 on weekdays and 08:00 to 14:00 on Saturdays if you need us. Thanks again Response date: 9th March 2023

success in business

The confidence to work with a company with tradition and experience, and recognizes the importance of my financial security Reviewed on: 8th March 2023

Great business bank account.

Easy initial set up. Nearly everything can be done on the app. Easy to make one off or regular payments. Able to get notifications of money in and out of your account. Universal Business Advisers in branches to assist with changes and get advice. Great service! Reviewed on: 8th March 2023

Alternative products

Current Account
from Amaiz 3.80 from 9 reviews
Business Account
from Monzo 4.86 from 1438 reviews
Business Banking
from Ulster Bank 3.60 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub