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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Amazing App and service

5
Really easy to use and brilliant app. Reviewed on: 10th March 2022

trustworthy

5
I was looking for a business account which will allow me to make international payments. HSBC was my first option because I have a current account with them and I was extremely happy with their services. Reviewed on: 15th March 2022

I am impressed

5
Hi, I am impressed of the HSBC Kinetic Business account. I t was very easy to set it up and easy to use it. Reviewed on: 15th March 2022

Great bank

5
Very helpful and there when I need them. Reviewed on: 15th March 2022

HSBC KINETIC THE BEST

5
They were the help and the basis of my company, I thank them for trusting me when no one gave me a chance. thanks Reviewed on: 14th March 2022

Newly set up business account

5
I needed a quick set up easy to use business account and Kinetic ticks all the boxes in ease of setting up and use. Highly recommended Reviewed on: 14th March 2022

Helps me manage my business better

5
This app allows me to manage my business better.I cam see the flow of money clearly.The costumer service is very good and helpful. Reviewed on: 14th March 2022

su per user friendly

5
connect with xero can do everything from my phone Reviewed on: 14th March 2022

Saving my time with Hsbc Kinetic

5
Hsbc Kinetic has provided smooth onboarding journey and dynamic& helpful customer service with great attitude. Impressed with smartly designed management tool and very well prepared FAQ part. Reviewed on: 14th March 2022

Very easy and quick to open account

5
It was easy and quick to open bank account using hsbc kinetic app. Reviewed on: 14th March 2022

Awesome!

5
I took out an account with HSBC Kinetic in October 2021 and it's been seamless, especially whilst it was all done remotely. Reviewed on: 14th March 2022