Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews See your review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Amazing App and service

5
Really easy to use and brilliant app. Reviewed on: 10th March 2022
Rahul's avatar
Rahul

Excellent service by HSBC Kinetic

5
I have been banking with HSBC Kinetic for a while and I am extremely happy with their service thus far. Very easy to use app, overdraft approved without any hassle and overall great product for businesses. Highly recommended. Reviewed on: 14th March 2022
Nadim Ahmad's avatar
Nadim Ahmad

Good and easy

5
Is quick and easy to use. Convenient for payment within uk. Reviewed on: 14th March 2022
Pik tsung's avatar
Pik tsung

Easy to use

5
Very easy to use, I have had no technical or other issues to date and I would definitely recommend it Reviewed on: 14th March 2022
Cara-june Mccann's avatar
Cara-june Mccann

100% Kinetic

4
As a new business HSBC has made my business banking a complete breeze. I can easily manage my expenses and the app is perfect for when I'm travelling overseas on business. Reviewed on: 14th March 2022
Sarah Hoppe's avatar
Sarah Hoppe

A breeze to use

5
From the start HSBC Kinetic has taken a simple yet intuitive approach to digital Business Banking. The signup process was uncomplicated and the application processed quickly, account literature and documents arrived promptly. My card arrived within a few days and was simple to activate through the app. Notifications when incoming monies deposit into the account, cashflow statistics and spend analytics a bonus! Will be transitioning entirely from my previous 8+ year account shortly. Reviewed on: 14th March 2022
J Venning's avatar
J Venning

Good service little improvements can be made

4
There can be further tools to navigate to certain services Reviewed on: 14th March 2022
Tevin Kairo's avatar
Tevin Kairo

Easy to use

5
The app is easy to use and the whole process of using the account is stress free. Would highly recommend Reviewed on: 14th March 2022
kirstiet85@icloud.com's avatar
[email protected]

Easy to use banking app

4
Needed a simple user friendly banking app for my new business. Gives me everything I need... Reviewed on: 14th March 2022
Tim Pearce's avatar
Tim Pearce

Great customer relations

5
Excellent APP. Smart and responssive Reviewed on: 13th March 2022
Jude O's avatar
Jude O

5 stars

5
I have always had a good experience Reviewed on: 13th March 2022
adrija orlova's avatar
adrija orlova

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill