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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.69 (1941 reviews)

View other HSBC Kinetic products

4.69

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023

Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023

Very good bank

I like to be with HSBC Bank it’s very good bank I hope I’ll get rewarded Reviewed on: 7th March 2023

Easy onboarding and great for small businesses

Great , easy to use interface and quick support available when required. Reviewed on: 7th March 2023

Managing Business account with HSBC Kinetic

HSBC kinetic account is really easy to open. If you are running small businesses or sole trader business, this account is perfect for you. You can manage your money and billing easy as per the tools provide in the app. I would recommend this account . Reviewed on: 7th March 2023

So much better than the others

Really happy with the HSBC kinetic account. Have used both virgin business and starling business, and to be honest prefer this one over the others. Unlike the others no failed debit card payments when paying on line. Plus a savings account offered too. Reviewed on: 7th March 2023

Best business card

I wouldn't go to any other bank for my business. Their customer service is amazing and security is topnotch. Highly recommended! Reviewed on: 7th March 2023

Great product and service

Simple and easy to use and delivers on all my small business needs Reviewed on: 7th March 2023

Good App

Easy to make the payment and well connect with almost other accounting software Reviewed on: 7th March 2023

Excellent service

Very simple and straightforward to set up Reviewed on: 7th March 2023

All good

This is just what I would expect from a business account. I am only a sole trader so I don’t need much. Reviewed on: 7th March 2023

So far so good!

It’s been super easy to use and get around! Reviewed on: 7th March 2023

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