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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.69 (1941 reviews)

View other HSBC Kinetic products

4.69

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023

Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023

Perfect banking

Easy to use for business banking Reviewed on: 7th March 2023

Kinetic User

A Trusted business account as i have been with HSBC for 17 years. Reviewed on: 7th March 2023

easy to use and good metrics

Easy to use and set up, great business tools to review and forecast cashflow Reviewed on: 7th March 2023

Simple, clear and easy to use

I chose Kinetic for my self-employed bank account in 2021, its coming up to my second year with them and they have been very responsive especially when I've been travelling and had queries on my account. I wish they allowed you to have multiple saving accounts so I can split my money towards the needs of the business better Reviewed on: 7th March 2023

Works well and very secure

Wonderful bank. Very well secure and easy to use Reviewed on: 7th March 2023

Golf Coach

I’ve recommended this service to fellow colleagues. I find the services very easy to use and easily managed. Reviewed on: 7th March 2023

Prefect

Is easy to obtain and very good service Reviewed on: 7th March 2023

GReat account pity you can only have one

GReat account pity you can only have one Reviewed on: 7th March 2023

Fantastic for small business

I’m the founder of Tyler Aromatherapy and I’ve had my HSBC kinetic business account for nearly 2 years. It’s so easy to set up and use, fantastic for small businesses! Reviewed on: 7th March 2023

So convenient

A perfect blend between modern and traditional banking Reviewed on: 7th March 2023

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