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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.69 (1941 reviews)

View other HSBC Kinetic products

4.69

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023

Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023

good

Thank you ,happy with service, recommended for friend and family Reviewed on: 30th March 2022

Best Business Account

Most convenient bank. Very easy to use the app. Super friendly interface and helpful. Reviewed on: 30th March 2022

HSBC KINETIC The BEST

I have had a wonderful experience with hsbc kinetic. There financing products are amazing and instant funding is available directly into your bank whether it is for your Working capital or financing needs . Reviewed on: 30th March 2022

Wonderfull

Wonderfull fantastic wonderfull Reviewed on: 30th March 2022

Great Service

Great Service overall 5 stars. Will recommend to friends and family Reviewed on: 30th March 2022

Excellent bank account and App

I started a new business bank account for my small business with some trepidation about how cumbersome it would be to set up and manage. I have to say the process of setting up and using the account, mainly by the Kinetic Banking App has been smooth from start to finish. Easy to set up and amend payments, helpful, information and user friendly. When I had to make contact about something, my call was handled swiftly and effectively. I highly recommend HSBC Kinetic. Reviewed on: 30th March 2022

Its easy and efficent app to control your business cash flow.

I had a wonderful experience using hsbc app to manage my new business. Reviewed on: 30th March 2022

Easy to use, clear information

I have been using HSBC Kinetic for just over a year now, and I absolutely love the simplicity of it! I do most of my banking through the mobile app as I’m always on the move and it’s straight forward and intuitive dashboard makes navigating to what I need simple and fast! I would highly recommend it to anybody. Reviewed on: 30th March 2022

Fast easy and straighforward experience

Been using them for a month now - very helpful support and often see the '24 hour' response time to be a lot less which is great with smaller queries - great experience so far Reviewed on: 30th March 2022

Top notch

App is easy to use you know exactly what's going on with your account Reviewed on: 30th March 2022

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