Smart Money People Logo

HSBC: Bank account reviews

3.72
Based on 1,352 reviews, last reviewed 8th Mar 2026
2500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

5

HSBC always alerts me if anything funny is about to... HSBC always alerts me if anything funny is about to happen on my account and it makes me feel like my money is secure Reviewed on: 8th March 2026
Tope's avatar
Tope

Latest lowest rating:

1

Uncomfortable and unreasonably bureaucratic My parents opened an account on my behalf as a child (aged approximately 9), which involved me signing some documents. A decade later, I could not rea... Read more Reviewed on: 24th February 2026
Tessa Stewart's avatar
Tessa Stewart

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1352)

EXCELLENT

5
The HSBC Advance current is excellent, an account which is free but has extras not included in their basic account. Reviewed on: 8th November 2017

Bank Account

2
The Bank is out to make profits with any customer service at all Reviewed on: 8th November 2017

Just OK

3
I've been with HSBC for over 3 years now. Their customer service is fine. I've never had any complaints. The incentive towards royal customers like myself is zero. I was never offered anything. I will be switching to another bank which offers various deals & money for switching. Reviewed on: 8th November 2017

Good online

4
The online experience is very good. Easily manage accounts online. Reviewed on: 8th November 2017

No concerns

4
I have never had any issues with hsbc and had useful products recommended at good rates I.e. loans and credit cards. Reviewed on: 8th November 2017

Not complete bastards

4
I've never had a particularly bad experience with HSBC but I've never had a particularly good one either. I think the best you can say of any bank is that they're not complete bastards Reviewed on: 7th November 2017

When it went wrong they sorted it already

4
Compensation for switch taking more than 7 days, and bottle of wine for getting interest on isa wrong. Reviewed on: 7th November 2017

Advance Current Account

3
It seems much the same as other banks, nothing stands out. There was a decent incentive for switching but nothing really to make you want to stay Reviewed on: 7th November 2017

What is the point...

1
They freeze accounts because of 'suspicious activity'... me buying from Ebay. Phone hotline for assistance no answer. Held in a queue. After several minutes the line goes dead. Go into branch to find assistance. No-one available. Directed to phone on wall to call hotline for assistance. Repeat as above. Perplexed, seek assistance, finally told nothing can be done but phone hotline. What is the point of having an account at a branch were no help is available? In fact, what is the point of HSBC? Apart from currency trading fraud, rigging the Euribor rate and allowing terrorists to launder money I mean? Rhetorical. Do yourself a favour, find a credit union or Bitcoin dealer. Reviewed on: 7th November 2017

Old news

4
Been with them for 30 years, never a problem Reviewed on: 7th November 2017

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.86 from 6 reviews
    HSBC
  • Regular Saver

    from HSBC 4.42 from 25 reviews
    HSBC
  • Home Insurance

    from HSBC 4.37 from 7 reviews
    HSBC
    View all products