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HSBC: Bank account reviews

Name: Bank account
Rating: 3.93 (1392 reviews)

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3.93

Based on 1,392 reviews, last reviewed 4th Sep 2026

44% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

46%

24%

10%

15%

Latest highest rating:

5

great bank, service and perfect online and mobile ba... great bank, service and perfect online and mobile banking. Reviewed on: 4th September 2026

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1392)

Straightforward no hassle

HSBC current account is easy to use and set up, its simple and cheap so long as you keep in credit and not go into the overdraft. Useful notifications if you do stray over. Reviewed on: 3rd February 2023

OK

Nothing special but does everything I want my account to do Reviewed on: 2nd February 2023

Shame local branch is closing

I have been happy with their service but unfortunately my local bank is only open on weekdays and is now closing. App is easy to use. Reviewed on: 1st February 2023

Just works

App always works. Online always works.Payments are always fast. Cheques can be paid in easily. Every thing just works as it should. The fraud team are excellent. They have branches so you can still go and see a human if needed. I paid my HSBC mortgage off no fuss, land registry charge all dealt with automatically. The price you pay for all this is no intrest. But for a current account that you can 100% trust and rely on,its a price worth paying. I have opened accounts with almost all the other high street banks and online /app only ones in search off better rates/ welcome bonus . In the end they all get closed but HSBC remains the account i trust for my wages to be paid into.The only one which comes close is first direct - which is a HSBC spin off. Reviewed on: 1st February 2023

Great bank

I’m a very happy customer and I have been with them since I was 10 Reviewed on: 1st February 2023

HSBC account

I am a HSBC customer for yeras. I really appreciate how they improve their app lately. Reviewed on: 1st February 2023

A great bank with low rates and great support

I have been with HSBC since I opened my bank account. They've been brilliant - offer very generous overdraft for students to use in emergencies, great customer support I never have problems with, reliable messaging, the list goes on...! Reviewed on: 1st February 2023

Bad Credit Rating

Gave me a bad credit rating even though I had never missed a payment. Reviewed on: 1st February 2023

Being looked after

This Bank has always offered me security. Reviewed on: 1st February 2023

Branch Service

More counters with more staff please Reviewed on: 1st February 2023

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