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HSBC: Bank account reviews

Name: Bank account
Rating: 3.72 (1351 reviews)

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3.72

Based on 1,351 reviews, last reviewed 5th Mar 2026

2400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

24%

10%

15%

Latest highest rating:

4

, open to all Reliable and professional empathetic open to all always a positive experience Reviewed on: 5th March 2026

Latest lowest rating:

1

Uncomfortable and unreasonably bureaucratic My parents opened an account on my behalf as a child (aged approximately 9), which involved me signing some documents. A decade later, I could not rea... Read more Reviewed on: 24th February 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank account reviews (1351)

Review of the HSBC, Bank account:

Very helpful staff who go out of their way to help you (Kendal branch).

I travel a lot for work and I've often run into problems that HSBC has helped me out with. I once had my debit card stolen and it was difficult to get a replacement while I was abroad. However, the helpful staff at Kendal branch enabled me to get a new card promptly, and they also suggested making my mother a signatory to my account so that she can authorise such processes in the future should a similar situation arise. They really were very helpful! Reviewed on: 2nd January 2016

Student Account

I have had a wonderful experience with HSBC’s student account. The interest free overdraft of £1000 has allowed me to get on as a student with financial peace of mind. The student credit card is good too. Online banking is excellent, and the mobile app is fabulous. Reviewed on: 17th January 2019

Branch closures!

I have been with HSBC for twenty years and have always been very pleased with them, but unfortunately my local branch has now closed and so it is with regret that I am looking for a new bank. Reviewed on: 13th January 2019

Great Bank Account

I have banked with HSBC over 20 years. Any issues have been resolved quickly and professionally. Reviewed on: 13th January 2019

Great bank account with excellent customer service

I've been with HSBC for over 20 years and I can not fault the service provided at all. My current bank account is easy to use and I am very happy, I've also had a loan and our mortgage is with them. When I was a victim of fraud a couple of years ago HSBC alerted me before I even knew about it (someone had cloned my card and was using it in America) HSBC carried out a full investigation quickly and refunded me the missing money straight away. Reviewed on: 13th January 2019

Excellent account with great app

The HSBC online banking app is very easy to use and has great innovative functions like paying in a cheque by taking a photo of it with your phone or tablet. Reviewed on: 13th January 2019

Never changed

After being with HSBC since the 80's never had any issues so no need to switch. Reviewed on: 13th January 2019

Simple Account

Easy online banking, overdraft facility, contactless payment card Reviewed on: 13th January 2019

Does what it is supposed to

Pretty decent bank. Nothing really to omplain of. Reviewed on: 13th January 2019

For a current account that fulfils all regular needs

HSBC Advance current account fulfils all my regular needs, handles my direct debits and standing orders, and gives me multi channel access to services, as well as polite and knowledgeable staff on hand in branch, online and on call Reviewed on: 13th January 2019

Great Customer Focused Bank

The application process was completely online, user friendly and only took 5 minutes. My account was approved within 24 hours and I received my Debit Card and online banking instructions within 3 working days. It is a bit tedious registering for online banking with all the security protocols etc but I received great help from members in the Customer Service team. Reviewed on: 12th January 2019

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