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HSBC: Bank account reviews

Name: Bank account
Rating: 3.76 (1314 reviews)

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3.65

Based on 1,314 reviews, last reviewed 18th Dec 2025

No new 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

45%

24%

10%

16%

Latest highest rating:

4

Good communication and helpful customer service Good communication and helpful customer service Reviewed on: 19th November 2025

Latest lowest rating:

1

Worst customer service ever experienced, Worst customer service ever experienced, the whole company is a nightmare, do not trust them with your money Reviewed on: 18th December 2025

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank account reviews (1314)

Review of the HSBC, Bank account:

Over the top security makes my money like it's theirs!

The approach HSBC have to security is so over the top there is a very detrimental effect to the service you receive. Moreover departments do not speak to each other so you tell the same information to different people over and over again. Issue 1). I've had my card cancelled and re-issued more times than I care to mention. The end result is a I am frequently left without access to money. The trigger is always buying something online from reputable sites. This is 2014 and online shopping should not be classed a suspicious activity. Issue 2) We were in Paris on holiday and my cards got suspended. However I'd already called HSBC the day before and told them I was heading there. I was not a security risk, it was the opposite. What could be more secure than telling them where I was going to be in the future. The end result was presents could not be bought and I spent my holiday waiting to speak to HSBC to resolve the matter. Holiday was tarnished. Issue 3) I needed to transferred a large sum the same day. I did this in person in branch with photo ID in my lunch. At 17.56 the same I got a voicemail saying they'd suspended the transfer. I called back at 18.01 and the dept was closed. It took until 9.45am the next day to resolve the matter. End result: the money did not get transferred the same day. They will not recompense me for the fee. They will not acknowledge the costs I've to bear for the money not being transferred the same day as I needed it to be. Reviewed on: 5th December 2014

Impersonal service

Did not listen or understand my position Reviewed on: 26th February 2025

Lifelong customer, very good experience throughout.

Lifelong customer, very good experience throughout. Reviewed on: 26th February 2025

a satisfactory current account

It is one of a few banks where you can talk to someone where I live - eventhough it is more difficult than years ago Reviewed on: 26th February 2025

Assisted me in January in setting up a European bank...

Assisted me in January in setting up a European bank transfer. Service was excellent and assistant was very patient. Also assisted me in organising a global bank account. Very thorough. Reviewed on: 26th February 2025

Really positive customer

Really positive experience good service Reviewed on: 26th February 2025

Very friendly and efficient staff in my local branch...

Very friendly and efficient staff in my local branch, which I know I am lucky to have in my town. Reviewed on: 26th February 2025

Excellent customer service and good communication.

Excellent customer service and good communication from the company. Many products available to the customer and the app works very well. A great online Bank account cares plus all actions online work efficiently and are effective. Reviewed on: 26th February 2025

Excellent service from my local branch.

HSBC blocked a payment from my current account as it was thought that it might be fraudulent. I went to my local branch, where a friendly member of staff provided me with a cup of coffee and helped me to sort out the problem. Reviewed on: 26th February 2025

Professional and great customer service

Professional and great customer service Reviewed on: 26th February 2025

I had a issue with a payment and customer service re...

I had a issue with a payment and customer service resolved my problem very quickly Reviewed on: 26th February 2025

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