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HSBC: Fixed Rate Mortgage reviews

3.79
Based on 94 reviews, last reviewed 19th Feb 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
49%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
19%

Latest highest rating:

5

Self-renewed fixed re-mortgage rate.. Self renewed new competitive fixed re-mortgage rate online -all very straightforward. Reviewed on: 19th February 2026
Jan's avatar
Jan

Latest lowest rating:

1

Lying con artists, should be banned As per my contract I could port my 5 years fixed mortgage. Sold my house, struggled to find another one, finally did and HSBC said they can't offer me... Read more Reviewed on: 20th June 2024
Waqi Awan's avatar
Waqi Awan

About this product

HSBC is a financial services provider offering a range of products and services, including a variety of mortgages. A fixed rate mortgage has a set interest rate that lasts a specific period of time, usually between two and five years, but sometimes up to ten. Make sure you’re confident with the terms, conditions and interest rate of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

Buying a house is a big financial decision in anyone’s life, so finding the right mortgage is important. At Smart Money People, we collect HSBC fixed rate mortgage reviews to make your decision-making process easier. Gain valuable insight by reading genuine experiences from existing borrowers.

If a fixed rate mortgage sounds right for you, learn more about HSBC’s product on Smart Money People. Find out why borrowers chose this mortgage and how satisfied they’ve been throughout the term. Learn more about the application process and how supportive HSBC was throughout. Find out the main pros and cons of the product. Make an informed decision when choosing your new mortgage by reading our HSBC fixed rate mortgage reviews.

Perhaps you’re already an HSBC fixed rate mortgage customer? Why not share an honest review with our community? Tell us why you chose the product and what the main pros and cons you’ve experienced are. Did you encounter any problems throughout the process, and if so, how well did HSBC handle them? Has the lender kept you up to date with any important mortgage news or updates? Whether good or bad, write a HSBC fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

HSBC Fixed Rate Mortgage reviews (94)

Review of the HSBC, Fixed Rate Mortgage:

Good products with competitive rates

5
Initially got a tracker mortgage once my existing fixed mortgage expired with different bank. The remortgage process was very easy and product terms very good. Have recently remortgaged again with HSBC and managed to get a better rate fixed for 2 years Reviewed on: 24th May 2024

HSBC has not given me good service

5
Every time I visit HSBC bank to do my banking the tellers are rude and do not tend to all my banking needs and I have been there for ten years think it's time to switch to a new bank for now Reviewed on: 14th April 2015

I like it because it got me what i wanted.

4
I reccomend everyone to use this as it will not dissapoint people. Reviewed on: 8th April 2015

Phenomenal deal

5
Have saved a good deposit, which does help, but found the rate I was HSBC to be market leading. Very pleasantly surprised. Reviewed on: 21st October 2014

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