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John Lewis: Partnership credit card reviews

2.05
Based on 899 reviews, last reviewed 22nd Jun 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
5%
See only 4 star reviews
2%
See only 3 star reviews
2%
See only 2 star reviews
4%
See only 1 star reviews
87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026
Robert Neale's avatar
Robert Neale

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026
honrad's avatar
honrad

About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

1
Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

Nightmare with new John Lewis card held by AnyBank

1
I;m cancelling my card as a result of errors not corrected and threats from complaints handler Reviewed on: 7th June 2023

Let down by JLP credit Card Switch

1
Long term JLP credit card user now very fed up with new service. Discovered it will not handle tap and pay outside UK for me this is a significant dis-improvement in the service and forced me to use a different card that does support this function abroad. Frankly Furious. Reviewed on: 1st June 2023

A few teething troubles but!

3
The change JL undertook to New Day could have gone much more smoothly if perhaps it had been more widely trialled (maybe it wasn't !). However now all is well and we've had no issues and the excellent standard of JL has been recovered Reviewed on: 31st May 2023

Closing account

1
As a JL card holder for many years the service from New Day is not good. On two occasions in the middle of important transactions I have not received the verification code, and have had to switch to my Barclays card. This afternoon I spent 40 minutes on hold only to be disconnected! Tomorrow I close my account. Reviewed on: 23rd May 2023

Why Change when it was working fine.

1
Their new credit card account management is Shambolic. Every month I have issues, on the phone for ages trying to sort out their latest error! Lost payments, constantly chasing them, having to follow-up and get my account credited, get charges refunded trying to keep my credit score accurate and as good as it always was. Their Incompetence is quite incredible. I've contacted the Financial ombudsman........ Don't go anywhere near this credit card. Reviewed on: 21st May 2023

Poor service

1
I have had a John Lewis partnership card for decades. I receive a paper copy of my monthly account - received one but did not receive the next and my account has been suspended. I am finding it extremely difficult to contact this organisation whilst currently abroad - this has not been an issue with the previous provider of this service. Its a very poor service and thinking I will simply close the account Reviewed on: 17th May 2023

Not a good decision JLP!

1
I have been a John Lewis Credit card owner since it’s launch as Partnership Card. I have to say the change to NewDay has been one of the worst decisions I think JLP have ever made. I have closed my account because of the ridiculousness of this new provider. I am now calling to get a refund on interest and I have hit the 35minutes waiting time, listening to the same automated message with no indication of how much longer I will wait. To be honest I am not surprised their complaints contact number is so busy given its current reputation for poor service. One day I hope to get through! Reviewed on: 15th May 2023

Logging in is a nightmare

1
It took me nearly an hour to pay off my monthly statement. The process is a total hassle of registered names, passcodes and security checks. You need to have your mobile fully charged and close at hand. I have never had so much difficulty making a simple payment. I think John Lewis make it difficult on purpose because they want you to set up a direct debit - and the system keeps advertising that option. Reviewed on: 12th May 2023

Incompetent and mannerless

1
After getting the new card, I received no statement , no notice to pay. I tried to pay twice and twice the money was returned to me, then twice i was charged late payment fees. I wrote to them by post, since no human answers the phone and they have no email address !!! I received the most clumsy and rude letter which told me I was lying !!! and they would repay only one lot of charge . So I went and got another credit card and have now transferred all my debit payments. I still use JL card for JL and Waitrose , but I worry about the lack of clarity of the app, the lack of a website, the lack of communication. With my new credit card, statements and payment due dates are absolutely clear and payments are dead easy. With JL card , I am so worried that I pay it off as soon as I have used it because I don’t trust them. It is difficult after 45 years of JL store card and credit card to move to other companies and other shops, but if they play another nasty trick on me , I will do it.. I am old enough to know that all good things come to an end and we have to adapt , but this has been a sad one for me. Reviewed on: 3rd May 2023

Poor details

1
To get card was quick ..paperwork ok ..pathetic comment but the glue on the card is wrong - stickers come off leaving the glue which makes me think that I don't want to use it Reviewed on: 27th April 2023

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