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John Lewis: Partnership Card reviews

Name: Partnership Card
Rating: 1.31 (890 reviews)

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1.31

Based on 890 reviews, last reviewed 27th Mar 2026

No new 5 star reviews

in the past 90 days

20% increase in 1 star reviews

in the past 90 days

88%

Latest highest rating:

4

The JLP card offers cashback based upon spending and... The JLP card offers cashback based upon spending and it is possible to generate £100+ cashback per year. Managing the account is straightforward via t... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

I used my card to pay for petrol at my local Sainsbu... I used my card to pay for petrol at my local Sainsbury's. Later that day I received a message saying there was a suspicion of fraud. A simple glance a... Read more Reviewed on: 27th March 2026

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About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.

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John Lewis Partnership Card reviews (890)

NewDay ClownShow

I received my first statement on my John Lewis Partnership Card, managed by NewDay in December 2022 and paid off the balance, in full, the day after it arrived. However, on the 19th January, this year, I received a letter from NewDay, informing me that my John Lewis account had been suspended because I had not made a payment the previous month. I wrote to them in February about this matter, enclosing copies of the receipt that the bank issued, confirming the payment had been made and an extract from the relevant bank statement, showing that the money had been taken from my current account. Four months after providing physical evidence that I had paid off the balance, in full, I am still awaiting a reply. Despite this, the threatening letters from NewDay continued to arrive. So far, a total of 12 letters from this ClownShow have dropped through my letterbox, each of them threatening me with court action and/or passing the matter on to a debt collection company. Each letter also informs me that my credit rating has been adversely affected by this non-debt. I have an excellent credit rating and have never in my life defaulted on a payment to John Lewis or anyone else This matter is having an adverse effect on my mental health. I have had an account with John Lewis for over 40 years but I will never spend another penny in any John Lewis of Waitrose store, ever again. I an taking this matter up with the Financial Ombudsman Reviewed on: 8th June 2023

Nightmare with new John Lewis card held by AnyBank

I;m cancelling my card as a result of errors not corrected and threats from complaints handler Reviewed on: 7th June 2023

Let down by JLP credit Card Switch

Long term JLP credit card user now very fed up with new service. Discovered it will not handle tap and pay outside UK for me this is a significant dis-improvement in the service and forced me to use a different card that does support this function abroad. Frankly Furious. Reviewed on: 1st June 2023

A few teething troubles but!

The change JL undertook to New Day could have gone much more smoothly if perhaps it had been more widely trialled (maybe it wasn't !). However now all is well and we've had no issues and the excellent standard of JL has been recovered Reviewed on: 31st May 2023

Closing account

As a JL card holder for many years the service from New Day is not good. On two occasions in the middle of important transactions I have not received the verification code, and have had to switch to my Barclays card. This afternoon I spent 40 minutes on hold only to be disconnected! Tomorrow I close my account. Reviewed on: 23rd May 2023

Why Change when it was working fine.

Their new credit card account management is Shambolic. Every month I have issues, on the phone for ages trying to sort out their latest error! Lost payments, constantly chasing them, having to follow-up and get my account credited, get charges refunded trying to keep my credit score accurate and as good as it always was. Their Incompetence is quite incredible. I've contacted the Financial ombudsman........ Don't go anywhere near this credit card. Reviewed on: 21st May 2023

Poor service

I have had a John Lewis partnership card for decades. I receive a paper copy of my monthly account - received one but did not receive the next and my account has been suspended. I am finding it extremely difficult to contact this organisation whilst currently abroad - this has not been an issue with the previous provider of this service. Its a very poor service and thinking I will simply close the account Reviewed on: 17th May 2023

Not a good decision JLP!

I have been a John Lewis Credit card owner since it’s launch as Partnership Card. I have to say the change to NewDay has been one of the worst decisions I think JLP have ever made. I have closed my account because of the ridiculousness of this new provider. I am now calling to get a refund on interest and I have hit the 35minutes waiting time, listening to the same automated message with no indication of how much longer I will wait. To be honest I am not surprised their complaints contact number is so busy given its current reputation for poor service. One day I hope to get through! Reviewed on: 15th May 2023

Logging in is a nightmare

It took me nearly an hour to pay off my monthly statement. The process is a total hassle of registered names, passcodes and security checks. You need to have your mobile fully charged and close at hand. I have never had so much difficulty making a simple payment. I think John Lewis make it difficult on purpose because they want you to set up a direct debit - and the system keeps advertising that option. Reviewed on: 12th May 2023

Incompetent and mannerless

After getting the new card, I received no statement , no notice to pay. I tried to pay twice and twice the money was returned to me, then twice i was charged late payment fees. I wrote to them by post, since no human answers the phone and they have no email address !!! I received the most clumsy and rude letter which told me I was lying !!! and they would repay only one lot of charge . So I went and got another credit card and have now transferred all my debit payments. I still use JL card for JL and Waitrose , but I worry about the lack of clarity of the app, the lack of a website, the lack of communication. With my new credit card, statements and payment due dates are absolutely clear and payments are dead easy. With JL card , I am so worried that I pay it off as soon as I have used it because I don’t trust them. It is difficult after 45 years of JL store card and credit card to move to other companies and other shops, but if they play another nasty trick on me , I will do it.. I am old enough to know that all good things come to an end and we have to adapt , but this has been a sad one for me. Reviewed on: 3rd May 2023

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