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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.05 (899 reviews)

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2.05

Based on 899 reviews, last reviewed 22nd Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

Comlete rip off service

Received a voucher for spending using card. Voucher code obliterated when scratched off with coin. Tried to call to get help but: after going through navigation, first call routed to a dead line. Second call acceptable. BUT They charge for calls and spend 1 1/2 minutes providing unrequested balance and other information and navigation instructions at our cost. Not a John Lewis advert but then they've outsourced to NewDay Reviewed on: 20th April 2023

Awful in every way

That’s it. Avoid! Am not even allowed to stop there as they need more superfluous characters to lodge this review Reviewed on: 15th April 2023

0% balance transfer warning.

Have had a John Lewis Mastercard for years. As happy with the supplier transferred to New Day when change happened last year. Took advantage of their 0% balance transfer from another card. As usual I paid off the balance in full every month, but then started to be charged interest on my purchases. When I phoned was told as I had a balance transfer all my purchases would be charged interest, even if paid in full by due date. Told it was in the terms and conditions I agreed to when I made the transfer. I have now stopped using the card for purchases and will pay off the balance transfer when the six months is up. Will not use this card again. Reviewed on: 28th March 2023

Short window to pay the balance

Finally having got through to an adviser, they told me the payment window was 14 days. Far too short, and agree with others, why change providers - it was so much better before. Statements clearer, customer service so much better. Please go back, otherwise I will change credit cards. Reviewed on: 27th March 2023

Problems with new day credit card

My card is blocked and although I spoke to a lady at customer services today, she tells me there was nothing she could do and that new day will contact me. When, she didn’t know. This is really annoying as I’m wondering what on earth has happened and are they thinking I’ve been fraudulent? Frustrating! Reviewed on: 26th March 2023

New Card is very hard to work with

It's over six months now since I reported the new card would not load into Samsung Pay. That means I have to carry it with me when I want to use it - I thought we had all moved on from that. I have loaded it into Google Pay (Wallet) but it always fails when I try to use it (including in my local Waitrose). If I don't have my wallet on me I have to use another card instead from Samsung Pay. And although I use the new card four or five times a week at the local Waitrose I am getting fed up at how often contactless is refused, meaning I have to insert the card and type in the PIN. Also, they have removed the ability to pay your monthly bill by BACS from your bank account. All in all, it's very hard work compared to the old card, and compared to other cards I have. The only positive is the reward vouchers but I see that there are other cards that offer similar so am investigating those. Reviewed on: 24th March 2023

Disgraceful treatment

Used my John Lewis card to pay for concert tickets that turned out to be a scam. Nearly 1 year on they ignore all my correspondence since refusing to refund my card. Disgraceful and inhuman treatment. Reviewed on: 24th March 2023

Absolutely Shocking

Having had the previous HSBC based JL card for years and years. The newday version had been a disaster. Where do I start... 1) I had to apply for the new card which impacted by credit score, my previous HSBC credit limit was 11,000 the newday one is 7,500. As I spend quite a-lot on it monthly i.e over 50% of my credit limit (i pay off every month) this has also impacted my credit score seems to be a test that credit scoring agencies apply. Which means my credit scope is further reduced. 2) Transactions are forever being referred to ND fraud department. Where they spend upto 15 minutes checking systems and going through other purchases... they really don't like online purchases. And even then that very transaction will next be rejected (which has prompted me to write this) 3) They also don't like contactless, about 1 in 3 contactless transactions have to be confirmed by inserting the card and entering the pin. I like JLP vouchers but starting to think time to move on.. Reviewed on: 22nd March 2023

The App keeps freezing and I have to delete and reload every day

Since last phone update the John Lewis credit card app has crashed daily. Customer service was helpful - eventually but telephone communication is awful. To speak to a person is very difficult. It cut me off twice after selecting an option. The old bank John Lewis used was trouble free. This is a shambles. Intend to close my account if it doesn’t improve. Reviewed on: 17th March 2023

Rubbish customer service . A new day credit card under the umbrella of the John Lewis name

Do not take out this card If you need to speak to them it is a pain to get through all the different options just to actually speak to a human being Then if you do get through you get someone who is completely disinterested in the issue you are ringing about and unhelpful And they are not allowed to call you back Really poor customer service I will be paying the card off from my savings and closing the account Reviewed on: 15th March 2023

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