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Klarna: Buy Now Pay Later reviews

4.85
Based on 538 reviews, last reviewed 12th Jun 2025
1500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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0%
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1%
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1%

Latest highest rating:

5

Consistently reliable. I'm always approved, even when my purchase is a premium brand tablet and therefore far more expensive than my usual purchases. That can be explained b... Read more Reviewed on: 12th June 2025
Angela Knight's avatar
Angela Knight

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024
Katherine's avatar
Katherine

About this product

Looking for Klarna reviews? At Smart Money People, we collect our community reviews of Klarna so you can see what customers like you are saying about this payment method. Already used Klarna for payments? Share your own experiences and help our community find the best payment methods on the market.

Klarna Buy Now Pay Later reviews (538)

Review of the Klarna, Buy Now Pay Later:

We love the opportunities provided by Klarna’s Pay L...

5
We love the opportunities provided by Klarna’s Pay Later options. We get to experience so many things that would not have been available without spreading the cost and the best of all, it’s interest free. Reviewed on: 27th May 2025

Used Klarna quite a lot and find their payment metho...

5
Used Klarna quite a lot and find their payment method straight forward. I have had no issues with this company and will continue to use them in the future. Reviewed on: 12th May 2024

Good value for money

5
Klarna is good value for money as if you don’t have The finances at the time of sale it gives you an opportunity to pay over a period of time. Also, as it is interest-free it makes it more worthwhile. Reviewed on: 11th May 2024

Easy to use.

5
Easy to use. Safe to control your account and finances. Make life easy if you use responsibility. Reviewed on: 11th May 2024

Doesn’t work at all won’t let me purchase anything e...

1
Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024

Try not to use. A credit card would be better

2
The concept of the app is great however they are continuously changing your limit and you’re not even aware so if you plan to purchase something you may not be able to. Eg I brought a light paid it off the a month later went to buy another and it wouldn’t go through. The company also don’t offer any protection for lost parcels. I didn’t receive my items and the store wouldn’t respond. Klarna refused to investigate like how your bank, PayPal or a credit card would as they said it’s not their place. I paid £45 and didn’t get my items Reviewed on: 12th April 2024

Dont buy with klarna

1
Very bad. Product was broken but i cabt get my money back Reviewed on: 21st February 2024

Klarna isn’t consistent

1
Klarna isn’t consistent with their choice to offer credit. One month I can shop and even though I’d pay of everything (even early) I’d get rejected for a new purchase. I don’t understand this, and it feels very bias as I do live in an area where a majority of people are either very rich or very poor. Reviewed on: 1st February 2024

Could not imagine a life without Klarna!

5
Klarna has been the most helpful thing for me. If you haven’t quite got the money for something you really need or want, klarna lets you pay for it a little later than usual or even in 3 instalments! Truly a deal breaker Reviewed on: 4th August 2023

Shoppers choice

5
This system is so easy to use either via app or, you can use in store too. Quick and helpful company Reviewed on: 31st July 2023

Pay later option helps me to budget

5
0% interest and buy now pay later wow!! Helps me to spend without the worry of paying the interest If only all credit cards were as customer friendly and helpful Reviewed on: 31st July 2023