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Kroo: Current account reviews

4.89
Based on 4,067 reviews, last reviewed 24th Jan 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest on the current account. Interest on the current account. Easy access. Needs to agree cash withdrawal agreement with post offices. Reviewed on: 24th January 2026
Thomas Dullan's avatar
Thomas Dullan

Latest lowest rating:

1

Holding People’s Money Hostage After my account was closed on 12th November which I believe was a form of revenge after I said on here that I will be going to the press about my exp... Read more Reviewed on: 23rd November 2024
S Oka's avatar
S Oka

About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current account reviews (4067)

Review of the Kroo, Current account:

AVOID, AVOID, AVOID

1
Do not use this bank, I repeat do not use this bank. Aside from the poor non existent customer service and complaints team. They will suspend your account for no reason, request bank information from your other bank (one of my other banks which I provided them has been suspiciously blocked and I have no access), the team who does review are not customer facing, I have had no access to my money since 1st Aug. I’m not allowed to close my account whilst this review is ongoing, so essentially they are holding my money hostage. I’m not only one that they have done this to, check out their TrustPilot for more experiences like mine and also check out this employee review as it seems like they are not following the correct guidelines and wonder if the FOS, FCA and other regulatory bodies are aware of it https://www.glassdoor.co.uk/Reviews/Employee-Review-Kroo-United-Kingdom-RVW80841314.htm. If I could give a 0, I would. Save your money & mental stress and avoid this bank. Reviewed on: 26th August 2024

Geared for you, not them!

5
Really easy to use, smooth and listen too very geared for YOU not THEM. Killing it Kroo you’re brilliant! Reviewed on: 12th April 2024

Excellent - the only bank current account that pays...

5
Excellent - the only bank current account that pays high interest rates!! Reviewed on: 12th April 2024

So pleased I opened an account with Kroo.

5
So pleased I opened an account with Kroo. The app tells me immediately when I have spent something, or money goes into the account. They give good interest rate on the money in the current account, and do not charge for using their card abroard. If I could give Kroo 100 stars I would. Reviewed on: 12th April 2024

Can't fault Kroo, it is now my default bank account.

5
Can't fault Kroo, it is now my default bank account. The fact you can earn interest in a current account is amazing and that they plant 2 trees when you open your account is heading in the right direction for a supporting sustainability. Reviewed on: 12th April 2024

Easy to use .

5
Easy to use .also good for saving account Reviewed on: 12th April 2024

Good rate of interest.

5
Good rate of interest. Easy to use app. Very pleased Reviewed on: 12th April 2024

Excellent all round

5
Very easy to open account excellent rates for loans and excellent interest rates for current accounts Reviewed on: 12th April 2024

Best bank I’ve EVER had

5
EXCELLENT rate of interest, VERY easy to use, no charges/fees as far as I have seen and a bit of a diamond in the rough Reviewed on: 12th April 2024

Excellent across the board!

5
Excellent across the board! Their current account has a very good interest rate that means I can live, spend and earn interest all at the time. Their interest rate has so far been better than most other financial services. Furthermore, their app is very easy to use and highly well designed. The rare occasion that I have gotten in touch with them, their customer service has also been impeccable. Reviewed on: 12th April 2024

It’s fantastic getting interest on my current account.

5
It’s fantastic getting interest on my current account. Even better getting free transactions when abroad. Loving the new pots feature. It helps me manage my money. Reviewed on: 12th April 2024

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