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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.96 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Superb Service!

Fantastic experience with Laka. The team are attentive and friendly, great service all round. Reviewed on: 16th July 2019

Good value and they keep us informed.

Good value and they keep us informed. Haven’t had to make a claim but I’m sure it would be dealt with quickly. Reviewed on: 16th September 2025

really great bike insurance!

have been brilliant every time ive had to deal with them! Reviewed on: 16th September 2025

Clear and useful policy to read.

Clear and useful policy to read. They include locking the cargo bike outside the property as well. Pricing is competitive. Reviewed on: 16th September 2025

Very easy online experience.

Very easy online experience. Good value of cover compared to other providers. I am very pleased with Laka Reviewed on: 16th September 2025

LAKA IS A MUST

Amazing service that replaced my bike frame in no time at all! Reviewed on: 16th September 2025

They are the best always

They are the best always respond quickly and deal with claims efficiently & kindly. Reviewed on: 16th September 2025

Laka are responsive and understand bikes and key nee...

Laka are responsive and understand bikes and key needs of cyclists Reviewed on: 16th September 2025

Best bike insurance there is

Laka have been amazing - me and my partner switched to them last year. They’re incredible value for money, I love that they’re a cooperative and their customer service is really responsive. Reviewed on: 16th September 2025

So far so good, I am customer since 2021 HAPPY

So far so good, I am customer since 2021 and ever since I had 3 claims including one where I was represented in court case and I have won and received payout as situation did not happen by myself, team is very friendly and very straightforward. Reviewed on: 16th September 2025

A great value, fair insurance

As a new cyclist, Laka offered a free 30 day insurance and excellent value for money. I feel confident that my bike and accessories are properly and fairly insured. Reviewed on: 16th September 2025

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