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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

The best bicycle insurance at an actual reasonable cost.

The business model of community based insurance is great. Their platform and is great and simple and clear - anything is spoken about and talked through really well with their customer team. Reviewed on: 11th October 2021

Great insurer, by people that understand how cycling works

Very easy to deal with and helpful when I had to make a claim. Innovative pricing makes it affordable. Reviewed on: 11th October 2021

Speedy

Laka helped me when I had my bike stolen - such a quick turn around and all the stress immediately lifted Reviewed on: 11th October 2021

The best

Honest and genuine business providing tailored insurance to cyclists Reviewed on: 10th October 2021

Insurance that doesnt feel like a con

I never buy insurance but i've heard some many good stories and id be gutted if anything happened to my trusty stead so its good to be part of the pack Reviewed on: 10th October 2021

User friendly set-up. Happy with the team reaching out to assist. Hopeful that the claim process will be as easy and simple like promised. Thx.

Easy to navigate throughout from Start to finish and adding photos of my gear. Just Great. Thx. Reviewed on: 10th October 2021

Iam new joint team laka

I hope team laka is good company I joined this month Reviewed on: 10th October 2021

cycle insurance

been very happy with insurance for our two new (December 2020) ebikes. Reviewed on: 9th October 2021

Best insurance for bikes

I left my previous insurers because the only time ever in my long cycling life that I made a claim I was pointed to obscure small print meaning that I couldn’t claim. I could have claimed with Laka so switched my insurance. I haven’t needed to claim since but I have peace of mind that I’m covered with Laka for all eventualities. Reviewed on: 9th October 2021

No hassle insurance

My bike was stolen at the beginning of lockdown 2020. I was shielding and needed my bike to get back and forth from hospital (non driver) Laka paid out my insurance in full the next working day. (so I could source my own bike) Have continued to be a member and forever will. Fantastic, prompt response and always very quick to reply to questions Reviewed on: 9th October 2021

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