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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Simple, transparent and fast

So far so good. When I have to contact customer services I am attended very quickly. They are clear about what they are charging and I have heard that they are quick to deal with claims. What is not to like. If you want bike insurance this is it. Reviewed on: 9th September 2021

Excellent

Excellent service replacing my stolen bike Reviewed on: 9th September 2021

Incredible team and great coverage

Dream to sign up and so easy to use. Reviewed on: 9th September 2021

Fantastic

after my accident, everything was sorted and money in my account within 3 days. whole process was really smooth Reviewed on: 9th September 2021

Insurance but not as you know it

This has to be the future of Insurance, and with customer service second to none! Reviewed on: 9th September 2021

Are you ready?

It is a unique experience for you Reviewed on: 9th September 2021

The best cycle insurance

The best cycle insurance by far in the UK Reviewed on: 9th September 2021

Insurers who insure!

Brilliant insurance company. Claims dealt with speedily. Reviewed on: 9th September 2021

Quick honest reluable

A new way of doing things forward thinking customer focused honest Reviewed on: 9th September 2021

Great insurance from all to all

Great insurance from all to all, makes so much sense and wish they extend their offering not just for bikes. Reviewed on: 9th September 2021

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