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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Magic bike insurance

It’s so simple, easy and makes so much sense. The best insurance package I have seen for my bike baby! Reviewed on: 1st September 2021

Transparent and reliable bike insurance

Laka always sends the stats of the month with the percentage of insurance claims for each type of problem that happened in our community. Their monthly price is fair and they make it easy to claim if you ever need it. Reviewed on: 1st September 2021

Fantastic all round

Great value, fantastic communications. Always helpful and easy to use. Couldn’t fault it. Reviewed on: 1st September 2021

The One and Only

What a fantastic insurance company, always sharing and caring for its members. You can actually connect with them. Speak my language and super hot customer service. Reviewed on: 1st September 2021

Great offering

Great, simple offering from lakla Reviewed on: 1st September 2021

Laka are always amazing

Straight forward pricing structure, excellent communication at all times, easy claims process. You really feel like part of a collective, not just a customer. Reviewed on: 1st September 2021

Laka is great when to need them.

Hassle free and supportive when I made a claim. Reviewed on: 1st September 2021

Open and transparent

An open and transparent company who always show where your money is being spent by giving a breakdown of the reasons for claims and charge less when claims are low. Reviewed on: 1st September 2021

Excellent service

They are so responsible and hard working. They always try to do their best. Reviewed on: 1st September 2021

As for me, Laka is the best

Have never for once regret insuring my bike with laka, there policy is one of the kind and I will recommend LAKA to the whole of UK Reviewed on: 1st September 2021

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