Write a review

Go to business site

Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

Read all reviews See your review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Laka

Top level insurer, #1 in the market Reviewed on: 3rd August 2021

Straight forward, no dodgy insurance loop holes to get out of paying

Straight forward service that actually helps cyclists Reviewed on: 3rd August 2021

Fair price, and no fuss claims

I was in a bike accident, and within 3 hours of submitting my repair receipts to Laka, the money was in my account - no fuss, no hassle, just excellent, friendly service - I even received emails from actual humans that weren't scripted! So fantastic! Reviewed on: 3rd August 2021

Insurance model for the future

A great model for group-funded cycle insurance that provides great value for top notch cover. Reviewed on: 2nd August 2021

Just had a perfect claim experience

Funds arrived in three days without jumping through any hoops. It was a shame to lose my bike, but I’m not bummed. Reviewed on: 2nd August 2021

Great Service and Great product

So easy to have cover for racing cycles Reviewed on: 2nd August 2021

Brilliant Company

I spent ages looking for bicycle insurance and have found Laka to be the most comprehensive and accessible by far. I even got my local bike shop to change the insurance they advertise after speaking to them about the differences. Reviewed on: 2nd August 2021

Amazing

Never had any issues, friendly professional service, lucky enough I've never had to make a claim Reviewed on: 2nd August 2021

Best in the market

Honest, open and transparent company lead by people who have the interests of their customers at heart and operate to the right values. Couldn’t recommend Laka more highly. Reviewed on: 2nd August 2021

I've considered quitting my job to go work with these guys

The team at Laka are beyond incredible and I cannot stop singing their praises to everyone I know. They were fantastic when my bike was stolen last year - after they tried to find a replacement bike without success, they simply sent me the money which I used to purchase something when I was ready. I also had a crash recently and my interaction with the representative from laka was so encouraging and helpful. The situation was quite tricky as I was meant to fly out on bike holiday within days of the crash. It was more than clear that their aim was to get me back on my bike, safely and with no hidden agenda. All communication was clear and considerate, and the company immediately covered expenses for all damaged items and a bike inspection. Truly, I've considered trying to get a job there, I love them so much. Reviewed on: 2nd August 2021

Alternative products

Motorbike Insurance
from Motorcycle Direct 1.45 from 3 reviews
Breakdown Insurance
from Privilege 1.00 from 1 reviews
Car insurance
from John Lewis 1.89 from 33 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub