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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Innovative and transparent service

Great customer service and a fair insurance model Reviewed on: 2nd August 2021

Great value and expertise

Insurance cover and response from Laka's engaged and knowledgeable staff is second to none. The business model means that this great service is provided at a very reasonable cost. Great value, highly recommended. Reviewed on: 2nd August 2021

Great Company

No fuss no hassle bike insurance Reviewed on: 2nd August 2021

Best insurance experience ever

Laka offers simple, down to earth and cost effective bike insurance and I’ve recommended them to everyone I know who cycles Reviewed on: 1st August 2021

best product in market

flawless sign up and service. Can't recommend highly enough Reviewed on: 1st August 2021

Most comprehensive insurance company

Not only is their customer service super, their monthly report is very well summarised and comprehensive that you know they are being transparent unlike other insurance company. You know exactly what you’re paying for and there’s no reason to go back to any other insurance company! Reviewed on: 1st August 2021

Seamless, professional service

Easy to sign up; great communication & clear & concise insurance cover. Highly recommend. Reviewed on: 1st August 2021

Rest assured your covered

Having purchased a eBike I was very concerned about protecting it from theft, damage etc. Laka provides a realistic insurance policy, very clear with all their communications and monthly emails to explain charges. Reviewed on: 1st August 2021

Easy community insurance

Cheap, easy, transparent and community based - what more do you need! Reviewed on: 1st August 2021

Brilliant transparent company

I’ve been a Lanka customer for about a year insuring 2 bikes. I haven’t had to make a claim but the transparency they provide in their communication and reviews I have read mean that I have complete peace of mind. How insurance should be. Reviewed on: 1st August 2021

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