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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

A collective and community

To be treated like a community is a breath of fresh air, compared to being just a number and a transaction. Reviewed on: 23rd July 2021

Game Changer

Dead easy to use. The ability to vary cover instantly is a massive positive and customer Devi e has always been top class. Reviewed on: 23rd July 2021

Finally an insurance company I can trust

Nice to see a company trying to change how insurance works, an industry I've always felt has never has the customers need to heart Reviewed on: 23rd July 2021

How insurance should be done

Transparency and fair pricing is what Laka is all about. Just Great Reviewed on: 23rd July 2021

Quality Service

I feel I can trust them. It is as simple as that. Reviewed on: 23rd July 2021

Insurance delivered as a fully trusted service

Laka is going above the traditional boundaries of any insurer .... they are interacting with, and very positively contributing with the "bicycle" ecosystem. Reviewed on: 23rd July 2021

Brilliantly different

Really great concept, fab customer service, easy to use and equitable. Reviewed on: 23rd July 2021

Quality, honest insurance

In a world of shit talkers, Laka cut through with honesty and integrity at their core. The monthly payments reflect the collectives claims alongside supporting grassroots cycling projects. Cannot recommend them enough. Reviewed on: 23rd July 2021

Insurance for the people by the people

With great service and transparency Reviewed on: 23rd July 2021

A great idea

Laka isn’t just a great idea. It’s a model that works! Reviewed on: 23rd July 2021

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