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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

most efficient and friendly cycling insurance

5
most efficient and friendly cycling insurance Reviewed on: 18th September 2020
Peter H's avatar
Peter H

Great prices and great customer service

5
Very friendly, and they actually understand bikes Reviewed on: 18th September 2020
Robert's avatar
Robert

Best insurance experience

5
Great product and service. Unique insurance model. Truly innovative. Reviewed on: 18th September 2020
Douglas Willins's avatar
Douglas Willins

Fairness built in!

5
The way the business works encourages us to look after our own kit for the good of all. Reviewed on: 18th September 2020
Tonym's avatar
Tonym

Insurance for the collective

5
The website is extremely easy to use, making it clear what cover you have. It's so simple to adjust your coverage too and you'll have a new policy instantly. Luckily I haven't had to make a claim, but when I've had queries the team are so quick to answer. Whilst there are cheaper insurance out there, I don't believe they are worth it like laka is. I get the sense laka will always be on my side as part of the collective. Whereas other insurances have let me down when I need them most Reviewed on: 18th September 2020
Alex's avatar
Alex

Laka runs smoooooooth.

5
Laka insurance doesn't feel like insurance. I feel very much a part of a community with Laka. The freedom and ease of being able to assess add/remove what is insured at any given time is a dream. Reviewed on: 18th September 2020
D's avatar
D

Unique insurance

5
Very smooth efficient customer service with a top class insurance package that you control month by month. Reviewed on: 18th September 2020
Stephen Bartlett's avatar
Stephen Bartlett

Easy good value and great community

5
Really satisfied with the ease of dealing with Laka Reviewed on: 18th September 2020
Matthew Davies's avatar
Matthew Davies

Excellent service and well focused insurance

5
Great way to insure your bicycle and accessories. Innovative insurance that is easy to control. Total piece of mind. Reviewed on: 18th September 2020
Phil Jones's avatar
Phil Jones

Great company

5
Easy to apply and quick to answer any questions you might have Reviewed on: 18th September 2020
Richard Hume's avatar
Richard Hume

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