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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
3333% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Love it

5
Awesome bike insurer.- love what they do Reviewed on: 26th August 2020
P's avatar
P

Laka - Best Bike Insurance

5
Laka really understands cyclists and cycling. Fair pricing, exceptional customer service Reviewed on: 26th August 2020
robin klein's avatar
robin klein

Great experience

5
Really happy with this provider, everything is easy and like the shared expense part which feels more fair compared to traditional insurance. Reviewed on: 25th August 2020
Andy's avatar
Andy

simple, to the point & good for customers!

5
finally, a product thats customer focused. Reviewed on: 24th August 2020
Nigel Walsh's avatar
Nigel Walsh

Great concept

5
I love the fact that Laka is personalising insurance again - definitely a concept for the future. Reviewed on: 24th August 2020
Chris Sandiladns's avatar
Chris Sandiladns

Expert bike company

5
Laka have a really unique insurance product, which makes its fair and transparent for customers. They are clearly bike experts and have a great brand! Reviewed on: 18th August 2020
Mark's avatar
Mark

Laka is simply the best choice for bicycle insurance

5
My two bikes have been insured by Laka for over 2 years now. I love the way the business model is so transparent. It's feels good to be protected by a community of like minded people with each others interests at heart. Not the profits of some big faceless corporate enterprise. I also had to make a claim and the experience was exceptional. I totlly recommend Laka to all my cycling buddies. Reviewed on: 18th August 2020
Julian Saunders's avatar
Julian Saunders

Simply the straight up best

5
Unbelievable service, and very affordable to boot! Reviewed on: 17th August 2020
EmilyR's avatar
EmilyR

Fast professional surface

5
Really happy with service provided by lake ,prompt emailing and with in few days we resolved my claim and couple of weeks I got a frame from suppler and was given exelant updates on stock and when frame would arrive ,would highly recommend!!!! Reviewed on: 17th August 2020
Aaron Watson's avatar
Aaron Watson

Laka is the best thing that has happened to cyclist community.

5
From bringing the best innovative product to the ease with which a cyclist can be on boarded, the whole journey is inspiring and creative. I definitely recommend Laka win this award and take its product to the next level. Reviewed on: 17th August 2020
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Akanksha Rais

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