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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Great value and service

Excellent value and excellent service. Reviewed on: 9th September 2019

Simply the best

Easy to join, cheap, and unparalleled customer service and experience - I thought I must be dreaming the claims experience was so much better than any insurance company I've ever dealt with. Reviewed on: 9th September 2019

Very happy with my experience

Very smooth experience , great service and user friendly website what more could you ask for! Reviewed on: 8th September 2019

First rate cycle cover

Not had to claim but everything else was simple and easy, and I’ve not heard a bad word said! Reviewed on: 8th September 2019

Amazing customer experience

So easy to get setup and the cheapest insurance I could find...finally you don’t have to choose between quality and price! Reviewed on: 8th September 2019

No Tricks Cover

Makes a concerted effort to offer transparent but sufficient cover that’s commensurate to the risk underwritten. Reviewed on: 7th September 2019

Great Service

Not your average cycle product! Something new where you dont feel like your paying money out for nothing. Reviewed on: 7th September 2019

Best new product launch. And it actually works

Laka has a unique business model that is growing rapidly and successfully. The best thing is the way the concept can apply to many different areas of insurance. Great leadership and a great team. Reviewed on: 7th September 2019

Laka is great!

Laka is great. I’d definitely recommend it to anyone Reviewed on: 7th September 2019

Friendly and customer oriented

Laka really turns around the idea of how insurance should work and designs its products customer first, thinking about each community. It’s a really friendly company too Reviewed on: 7th September 2019

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