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Laka: Cycle insurance reviews

4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Excellent service, and the perks are great!

5
Made a claim for some accidental damage and the process was quick and painless. Great stuff! Reviewed on: 6th September 2019

Amazing

5
They have an amazing insight into the insurance market Reviewed on: 6th September 2019

Great place to work

5
I interned at Laka - everyone at the team is a cyclist like me and they treated me and all customers fairly. They deserve to win! Reviewed on: 6th September 2019

Easy Innovative Insurance

5
Easy to understand and use even by a young kid helping with innovative product Reviewed on: 6th September 2019

So smoooooth

5
One of the easiest insurance policies to set up for a bicycle with also great UX Reviewed on: 6th September 2019

Transparent pricing and great customer service

5
I got a quote in a matter of moments via the website and when I crashed my Canyon bicycle, Jon from the team was very helpful in finding a replacement bicycle for me! Reviewed on: 6th September 2019

Saves money

5
It's a fairer system, where you don't overpay for insurance. Saves money and cover is good, what's not to like. Reviewed on: 6th September 2019

Great deal

5
A great new way to insure my bicycle Reviewed on: 4th September 2019

Game changer

5
Dealing with a cutting edge insurance model has been a breath of fresh air Reviewed on: 3rd September 2019

Awesome

5
Bike insurance that I need and meet my expectations Reviewed on: 3rd September 2019

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review