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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Amazing

They have an amazing insight into the insurance market Reviewed on: 6th September 2019

Great place to work

I interned at Laka - everyone at the team is a cyclist like me and they treated me and all customers fairly. They deserve to win! Reviewed on: 6th September 2019

Easy Innovative Insurance

Easy to understand and use even by a young kid helping with innovative product Reviewed on: 6th September 2019

So smoooooth

One of the easiest insurance policies to set up for a bicycle with also great UX Reviewed on: 6th September 2019

Transparent pricing and great customer service

I got a quote in a matter of moments via the website and when I crashed my Canyon bicycle, Jon from the team was very helpful in finding a replacement bicycle for me! Reviewed on: 6th September 2019

Saves money

It's a fairer system, where you don't overpay for insurance. Saves money and cover is good, what's not to like. Reviewed on: 6th September 2019

Great deal

A great new way to insure my bicycle Reviewed on: 4th September 2019

Game changer

Dealing with a cutting edge insurance model has been a breath of fresh air Reviewed on: 3rd September 2019

Awesome

Bike insurance that I need and meet my expectations Reviewed on: 3rd September 2019

Laka

Laka has been more expensive than my previous insurer since I joined however, the wording covers racing which is very important to me and I know that if I have a claim they will resolve it as soon as they can. Reviewed on: 2nd September 2019

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