Write a review

Go to business site

Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

Read all reviews See your review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

bike as a whole, not just groups

I like Laka as it recognises the total value of a bike, particularly the costs with making a bike work for the individual (saddle, handle bars, mud guards, locks etc). Reviewed on: 1st August 2025

Best insurance I’ve ever dealt with.

Best insurance I’ve ever dealt with. Compassionate and amazing Reviewed on: 1st August 2025

Very well priced and claims are easy

I’m pay very little for the two cycles in my home. It’s relieving to know they got my back. While I never lost my cycle I did got my lights stolen and the claim was extremely straightforward. Reviewed on: 1st August 2025

Excellent model, community minded.

Excellent model, community minded. Reviewed on: 1st August 2025

Intuitive, helpful insurance

I have not had to make a claim yet but found the process of obtaining and setting up my Laka insurance very simple and easy. The options for cover (including accessories) are great and the interface is very simple to use. The cost of cover is great and I really appreciate the breakdown given at the end of every month. Reviewed on: 1st August 2025

How all insurance should be

So easy to use, very transparent, and out the customer first Reviewed on: 1st August 2025

Reassurance from Friends & Colleagues.

Not had to make any claims just yet, but heard fab things form other friends, colleagues & cycle club members. Reviewed on: 1st August 2025

Exceptionally easy to manage changes in your bike fl...

Exceptionally easy to manage changes in your bike fleet. Extremely good claim handling when I had to make one after a disagreement with a car Reviewed on: 1st August 2025

Smart, easy onboarding.

Smart, easy onboarding. Considerably cheaper than others Reviewed on: 1st August 2025

easy to set up, lots of information

easy to set up, lots of information Reviewed on: 1st August 2025

Alternative products

Specialist car insurance
from Marmalade 4.82 from 1490 reviews
Car insurance
from Swiftcover 2.94 from 48 reviews
Car Insurance
from NatWest 4.00 from 5 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub