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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Highly recommend!

Great experience with claims and prompt customer service! Reviewed on: 12th September 2024

I’ve been unfortunate enough to have a couple of get...

I’ve been unfortunate enough to have a couple of get downs this year, both of which I am glad I am covered by Laka. Second to non service in getting me back on the road as soon as possible. Can’t speak highly enough of them, nothing is ever too much. Reviewed on: 11th September 2024

I was unfortunately knocked off my bike

I was unfortunately knocked off my bike whilst training in an attempted robbery and the drive train of my bike was severely damaged. Laka were very sympathetic and efficient in processing the insurance claim so that my local bike shop could do the relevant repairs and get me back on the road. Reviewed on: 11th September 2024

Hassle free settlement of my claim.

Hassle free settlement of my claim. Good value for money. Reviewed on: 10th September 2024

Great experience, very easy and prompt service

Great experience, very easy and prompt service Reviewed on: 10th September 2024

Great company

I love Laka’s innovative offer. They put the customer at the heart of what they do Reviewed on: 10th September 2024

Great service all round from start to finish!

Great service all round from start to finish! Reviewed on: 10th September 2024

Fantastic experience and knowledgeableteam.

Fantastic experience and knowledgable team. Reviewed on: 10th September 2024

Great ethos, flexibility and claims service.

Great ethos, flexibility and claims service. Reviewed on: 10th September 2024

easy and good conditions

it's just so easy and the conditions don't have the loopholes that previous insurers have had Reviewed on: 7th September 2024

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