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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

easy to navigate, honest and upfront about costs

easy to navigate, honest and upfront about costs Reviewed on: 5th September 2024

Transparent and honest insurance

The most transparent and straightforward insurance provider that I have come across they are absolutely a breath of fresh air. Costs are visible each month and the claims process is very clear and easy to complete Reviewed on: 4th September 2024

Possibly the best cycle insurance out there ?

Always very helpful, easy to use, and makes you feel safe Reviewed on: 4th September 2024

I'm absolutely happy with Laka.

I'm absolutely happy with Laka. They have a very nice team and they are very helpful most of the time I have a claim. I recommend Laka to other cyclists. Reviewed on: 3rd September 2024

Excellent service and great value for money

very attentive if I have a question and the premiums are very good value for money. The website is very easy to use as well. Reviewed on: 3rd September 2024

Estarli bikes

Recently purchased 2 estrali E28 bikes and received free insurance for a period then carried on with Laka and getting a discount for multiple bikes, receive a breakdown every month of costing for the bikes which I appreciate. Very happy with Laka. Reviewed on: 3rd September 2024

Easy Bike Insurance

Everything is laid out and explained very easily, you know what you are signing up for and the breakdown of the cover is a bonus. Reviewed on: 2nd September 2024

Fair insurance concept and practical use of sharing

Fair and friendly insurance shared by ciclysts Reviewed on: 2nd September 2024

Simple insurance structure, clear and concise

Simple insurance structure, clear and concise Reviewed on: 2nd September 2024

A great company with a great philosophy on community...

A great company with a great philosophy on community insurance. Reviewed on: 2nd September 2024

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