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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Are you ready?

It is a unique experience for you Reviewed on: 9th September 2021

Best cover for the money.

Best cover for the money. Comprehensive cover and everything I want for my needs. Reviewed on: 1st August 2024

Great value for money and down to earth

Great value for money and down to earth Reviewed on: 1st August 2024

Very easy sign up and cheap prices

Very easy sign up and cheap prices Reviewed on: 1st August 2024

Claim experience.

My insurance claim was processed without any hassle. Process was very easy to follow and the app is very user friendly. Reviewed on: 1st August 2024

I had to claim with Laka and the process couldn’t ha...

I had to claim with Laka and the process couldn’t have been any easier. They then went above and beyond to make sure everything was absolutely sorted for my bike, and everything was checked not just the broken part. Reviewed on: 1st August 2024

I had unexpected crash

I had unexpected crash and Laka was quick to react and without any big hustle solved my damaged bike by cooperating with bike shop swiftly without any hesitation... Reviewed on: 1st August 2024

Quick and easy to use

Quick and easy to use online portal transparent pricing structure good cover and flexible monthly plan Reviewed on: 1st August 2024

Interesting Insurance!

Great platform and a really interesting way of breaking down the monthly statement! Reviewed on: 1st August 2024

Haven't had the need to claim, but excellent comms!

Haven't had the need to claim, but excellent comms! Reviewed on: 1st August 2024

Great stuff!

Great stuff! Really good prices and excellent accessibility Reviewed on: 1st August 2024

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