Write a review

Go to business site

Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

Read all reviews See your review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Make Life Easy

Simple instructions to follow, easy to work with and receptive claims process makes this the ideal bike insurance. Reviewed on: 12th October 2023

Insurance as it should be

I have used Laka for a number fo years, it is easy to use, simple and clear communications and he claims process is simple. If only all insurance was like this Reviewed on: 12th October 2023

Great cycle coverage

Great coverage and referral scheme at a decent price. Reviewed on: 12th October 2023

Excellent customer service

An excellent customer service, and real expertise with bikes Reviewed on: 12th October 2023

Great product for cyclists

An excellent niche cycling insurance policy that really understands what cover is required. Fair, effective, great value. Reviewed on: 12th October 2023

Great insurance concept

Very professional team to work with as a partner and you feel the passion driving Laka to be the best bike insurance company in Europe Reviewed on: 12th October 2023

Awesome experience

Fantastic customer service - always prepared to go beyond the call of duty to keep the customer happy. Reviewed on: 12th October 2023

Perfect for cyclists

If you love your bike then get cover from the experts. They love cycling as much as you do. Reviewed on: 12th October 2023

A very happy customer.

They delt with my claim very quickly with absolute minimum fuss. Couldn't recommend them highly enough. Reviewed on: 12th October 2023

Outstanding experience

Laka boasts arguably the best proposition and user experience out there – I think it’s a must for every cyclist Reviewed on: 12th October 2023

Alternative products

Caravan insurance
from Leisuredays 4.95 from 2904 reviews
Car insurance (discontinued)
from O2 Drive (inactive company) 1.61 from 59 reviews
UAV Insurance
from Flock 0.00 from 0 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub