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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Simple, friendly, transparent

Laka has been a revelation. I've never before taken out an insurance policy where I feel part of a community of policyholders. The transparency about their charges and services is unparalleled and it all works really easily online (a huge contrast with other insurance experiences I've been having lately). Instead of cycle insurance being a necessary chore, Laka makes it a real pleasure. Reviewed on: 2nd October 2023

Excellent product

Great and transparent pricing structure! Reviewed on: 2nd October 2023

Quick easy and cheap in comparison

Quick easy and cheap in comparison Reviewed on: 2nd October 2023

Great service

happy with my insurance, no problems so far, although I have not had to use it so far Reviewed on: 2nd October 2023

Simple, cost effective, client focused

As mentioned this has been a great find for me and I cant speak highly enough of the accessibility, ease of use, clear information and customer / client support and focus. Reviewed on: 2nd October 2023

Quick & Painless

When looking for cycle insurance I found Laka the best value and by far the easiest to navigate online. Great savings to be had! Reviewed on: 2nd October 2023

Excellent and purposeful

The best insurance product I’ve ever had anywhere. Period. Reviewed on: 2nd October 2023

The insurance people who actually care about cyclists!

Had one claim so far - a disheartening theft of my beloved bike. Claim was accepted without any extra questions asked within few days and within less than two weeks I had a brand new bike ride. Reviewed on: 2nd October 2023

Laka - making a community through a financial product

Laka's membership based collective memory insurance pool is a different way of approaching insurance. Reviewed on: 2nd October 2023

Super easy to use and affordable

Very easy to use and personalise the policy. Responsive and good value. Reviewed on: 2nd October 2023

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