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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Excellent service

Very easy to set up, great price and gives me peace of mind I would highly recommend Reviewed on: 2nd October 2023

Great insurance

These people really know how to run a cycle insurance business! Reviewed on: 2nd October 2023

Part of the family

I've loved every minute of being insured by Laka. I love the business model, the updates and the pricing. They're like part of the family. Reviewed on: 2nd October 2023

The Cycling insurance run by cyclists

Very easy to get insured and great customer service, and affordable also Reviewed on: 2nd October 2023

I've not experienced a better insurance programme ever

I've only been a member for a month but I did consider insurance for an old bike a while hike. These guys are super transparent about fees and I've not had any upselling. This is my kinda gig!!! Reviewed on: 2nd October 2023

Super informative team

Luckily never had to make a claim but super informative team on all aspects like bike lock information etc Great correspondence between the team and myself always feel like they got your back good luck with awards go team laka Reviewed on: 2nd October 2023

By far the best insurance

Easy and ticks all boxes other insurance companies do provide Reviewed on: 2nd October 2023

Great service

Great service and terms that fit the needs of actual cyclists. Reviewed on: 2nd October 2023

Fantastic

Absolutely brilliant service when I put a claim in. Quick, efficient and easy. Took the stress right out of the process. I would and have highly recommended Laka to friends and family. Reviewed on: 2nd October 2023

Good insurance!

Easy sign up process and reasonable rates makes it an easy choice to recommend Reviewed on: 2nd October 2023

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