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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Most transparent insurer out there

Love the monthly emails with a clear breakdown of costs. I’m happy with the prices and luckily haven’t had to use the claims services yet but have seen great testimonials of other customers. Reviewed on: 1st September 2023

They are such a quick as compare to others

I like to go with them in future as well their prices and process to claim is not headache very simple and service is really quick. Reviewed on: 1st September 2023

Lovely service

Very clear, simple and easy to understand for an affordable price. Gorgeous website design too Reviewed on: 1st September 2023

Great value, great service

I’ve only had to use laka once to replace a bike that was stolen from my bike hangar. They were brilliant, made the whole process so easy, and I was back cycling within the month. I also rate their business model and the value for money it provides. Reviewed on: 1st September 2023

Great product

Good price point, excellent comms, fills me with confidence Reviewed on: 1st September 2023

Great specialist insurance

Laka, is really good value for money. The monthly explanation of what impacts the fee is informative and makes me feel so understand what I am paying for. My husband has had to claim and it felt supportive and straight forward Reviewed on: 1st September 2023

New bike insurance

I am delighted to share my experience about Laka! From the moment I signed up, it has been nothing but smooth sailing. The customer service team is incredibly helpful and responsive, always ready to answer my questions. Plus, the coverage options are comprehensive, giving me peace of mind on every ride. Best of all, the claims process was hassle-free, and they handled it quickly. I couldn't be happier with this bike insurance – it's a true rider's best friend! Reviewed on: 1st September 2023

Easy, affordable

Easy, affordable cycling insurance Reviewed on: 1st September 2023

Job well done

Job well done! Never had a problem with Laka Reviewed on: 1st September 2023

Affordable & comprehensive

Good experience with Laka. Affordable & comprehensive service Reviewed on: 1st September 2023

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