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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

Best bike insurance out there

I've got nothing but good things to say about Laka, and with the addition of their 'core' membership, it's an even better offering. Luckily I've only had one small claim to make but it was done so quickly and efficiently. Hopefully I don't have to make another, but the knowledge of knowing how easy it can be gives me great peace of mind. Reviewed on: 1st September 2023

Amazing insurance

Had a few incidents in the past and they have always delivered. "They have my sword and my axe and my bow and I will follow them to Mordor". That is all i ha e to say Reviewed on: 1st September 2023

Great customer service

Love their ethos and new model for bike insurance Reviewed on: 1st September 2023

Easy and convenient

Such a pleasure signing up. Very clear on the terms and the journey was really straightforward. Reviewed on: 1st September 2023

Simply excellent service

Having had a bike stolen, I could not speak more highly of how responsive Laka have been, how easy they have made the claims process and how quickly it's been handled. Would recommend them to anyone Reviewed on: 1st September 2023

Easy cycle insurance

Really easy to setup, honest, and informative. Reviewed on: 1st September 2023

What a service

My airline lost my bike on a flight home from France and when I contacted Laka they were friendly, helpful and helped me get back on two wheels. Can’t be happier with the service or cost knowing that you’re getting for what you pay for! Smashing! Reviewed on: 1st September 2023

Great service

Great service, transparent insurance charges. Reviewed on: 1st September 2023

Flexible and affordable

The model suits us, the customers — not just the business. Reviewed on: 1st September 2023

Amazing Insurance

Laka is like no insurance company I’ve ever dealt with. You feel like a valued and wanted customer, not a burden. I couldn’t reccommend them more. They genuinely care about you and your bike Reviewed on: 1st September 2023

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