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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.96 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

a whole LAKA of love!

Whats not to LOVE about Laka, great vision, spirit, community Reviewed on: 12th October 2023

Laka provided quality service when I needed it

Laka replaced all components damaged after a collision with a pot hoke and a nail that penetrated my rear wheel rim. They loaded with my chosen service provider (Trek Piccadilly in Manchester) and made a payment direct to them! All was good Reviewed on: 17th September 2025

Transparent pricing

Laka has a very transparent pricing structure, and i appreciate the monthly breakdown of how insurances are spent among customers. The refer a friend program has benefitted both myself and my friend and given us both great insurance deals. Reviewed on: 17th September 2025

Thumbs up

Great service, very helpful team Reviewed on: 17th September 2025

Becoming a member was seamless, I love their website

Becoming a member was seamless, I love their website Reviewed on: 17th September 2025

Insured. Thankfully not had to claim though..

Have insurance with you and thankfully not had any cause to use your services so added neutral to a couple of your reviews... hoping it stays that way and at least feel comfortable that my precious bikes are covered Reviewed on: 17th September 2025

Affordable and powered by people

Recommended by a friend, I’ve never encountered any problems with Laka, I like that it’s affordable and powered by people Reviewed on: 17th September 2025

Amazing claims experience.

Amazing claims experience. Unlike other insurers, it felt like they wanted to settle my claim. Reviewed on: 17th September 2025

Fair with spread over cyclists

Easy insurance. Fair with spread over cyclists. Great support. Reviewed on: 17th September 2025

Excellent insurance service provider

It is convenient to get quick insurance coverage for my bike using Laka. Reviewed on: 17th September 2025

First class service great products

First class service great products Reviewed on: 17th September 2025

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