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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Excellent product

Great product with a great pricing structure Reviewed on: 1st August 2023

Top notch bike insurance

Great service, product, people and experience. The best insurance I've ever had, ever! Reviewed on: 1st August 2023

Saved my skin a few times now

Being a regular London commuter traveling 35 miles a day, Laka gives me the peace of mind to keep riding with the comfort of knowing that they will be there to save the day should the worst happen. I've unfortunately been knocked off a few times which have either resulted in damaged accessories and sometimes structural damage to the bike. Laka are quick to get on the case and sort everything out with so little fuss. Can't recommend them enough and thank you for keeping me riding! Reviewed on: 1st August 2023

Everything insurance should be

Lake have provided a seamless and slick mechanism to insure my wheels and I am always happy to recommend them to a friend! Keep it up Laka team! Reviewed on: 1st August 2023

Fantastic Service

The best Cycling Insurance out there. Quick and efficient. Always go the extra mile. Reviewed on: 1st August 2023

Great!

Great service and prices! Always provide useful information in emails and are very transparent with the costs, which is very different from other insurance companies. Reviewed on: 1st August 2023

great value for money and cyclist focussed

really transparent pricing and flexibility to alter cover Reviewed on: 1st August 2023

Voting laka

They seem like the best so.. that's my vote Reviewed on: 1st August 2023

Super friendly and great people

Always fast to reply to questions and love the collective idea. Reviewed on: 1st August 2023

Bike insurance without the faff

Totally recommendable bike insurance! I never had q problem with them, and I like to know thst there arev real cyclists behind that understand my needs Reviewed on: 1st August 2023

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