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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

Easy, quality and reliable

I was recommended to use them by a colleague and have found the service east to use. I like the statements that tell us where my money was spent which tells me I know I’m covered well Reviewed on: 12th October 2022

Best Insurance around

Competitive, easy to use, stop start whenever you need to - couldn't ask for anymore. Reviewed on: 11th October 2022

I've often recommended Laka

I've often recommended Laka due to the good price and experience Reviewed on: 11th October 2022

Hassle free excellent service

Good communication and simple to understand product. Reviewed on: 11th October 2022

Changing insurance sector

Its a new way of contracting insurance. Just test it Reviewed on: 11th October 2022

Very quick and easy

They were very quick, helpful and polite. Reviewed on: 10th October 2022

Lovely Laka

Never had a problem with Laka at all, always very prompt to answer any queries and the prices are unbeatable - I absoloutly love that they recover costs each month and share that out rather than pocketing it! Reviewed on: 10th October 2022

Top rate!

Quick and easy claim settlements Reviewed on: 10th October 2022

Best Customer Experience

They've been fantastic at dealing with getting me back on the road in no time. Reviewed on: 10th October 2022

Innovative and customer-friedly

I am a big of Laka. I like that they created a community business model, where we can all save in premiums if claims are low. That way, our incentives are alligned. Reviewed on: 9th October 2022

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