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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 626 reviews, last reviewed 19th Feb 2026
3600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great it is my main bank! Great bank, reminds me of Caixa Geral de Depositos in Portugal, very steady, always there so you can rely on it.It is my main bank. Reviewed on: 19th February 2026
Bernardo Onofre's avatar
Bernardo Onofre

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (626)

Review of the Lloyds Bank, Club Lloyds Current Account:

Best of traditional and modern banking

5
This is a review of a Club Lloyds current account held at the Helston, Cornwall branch. In the branch you get traditional, competent service and you rarely have to wait long. The staff make a real point of being friendly and welcoming and don't take offence when I tell them that I don't want to use the new-fangled machine for paying in cheques and I don't want a financial review and I don't want their home insurance. I'm very happy with the Club Lloyds current account that pays a great interest rate and is accessible via a web-site that hardly ever goes down and I get access to the Club Lloyds monthly saver and they even send me a copy of Runners' World every month! Reviewed on: 26th January 2016

A rewarding current account

5
I love the current account due to the generous perks that come with it. The account is free as I'm eligible for it and also comes with "everyday offers" where you can get a certain % back when you're shopping at particular retailers. Reviewed on: 25th May 2024

Wonderful experience

5
I am having a wonderful experience with Lloyd's so far. So much so that I have also opened a junior account for my son Reviewed on: 24th May 2024

Lloyds Club account.

5
Club account supplies my requirements. App is very useful. Overdraft Charges are reasonable. Reviewed on: 24th May 2024

Great bank account with excellent app.

5
Great bank account with excellent app. Easy to view accounts and see payments etc. Very user friendly. Its great that this account also gives access to the club lloyds monthly saver with the competitive interest rate. Reviewed on: 24th May 2024

Superb banking experience

5
It's benefits scheme and top interest savings accounts are always a win Reviewed on: 24th May 2024

I using for 3 years ,excellent bank and high securit...

5
I using for 3 years ,excellent bank and high security of your money . I love this bank Reviewed on: 19th April 2024

The Club Lloyds account is very good.

5
The Club Lloyds account is very good. It saves me a lot of money on Disney Plus. Reviewed on: 13th April 2024

Whenever I faced any issue with any transaction Lloy...

5
Whenever I faced any issue with any transaction Lloyds bank helped me spontaneously. Reviewed on: 12th April 2024

Committed to the high street.

5
In my town, we used to have 7 banks. Now we only have one. I moved banks because I became frustrated with the breakdown in communication when calling contact centres to discuss issues. Now I have a branch that I can go to when I have an issue and get it resolved there and then. Offers a fantastic range/ suite of products. Reviewed on: 12th April 2024

great value for money!

5
For a small fee, there are great perks such as travel insurance, mobile insurance, breakdown cover and Disney+. It is great value for money. Reviewed on: 12th April 2024

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