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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (677 reviews)

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4.45

Based on 677 reviews, last reviewed 5th May 2026

11% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Terrible service

Terrible service altogether and wouldn't recommend. Bad staff Reviewed on: 27th September 2016

Appalling service

Even doing the most mundane, regular activities with your debit card (online supermarket shop, every week, in my case) will lead to your card being frozen as fraudulent. You can then expect to spend in excess of 1 1/2 hours on hold to resolve the issue. Avoid them at all costs. Reviewed on: 25th September 2016

Always helpful

Professional, helpful and extremely safety concious Reviewed on: 20th June 2016

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS Reviewed on: 30th May 2016

Secret savings

I joined Club Lloyds about a year ago, after having its 'normal' current account for decades - and it has really worked for me. One of the best things, I've found, is the 'save the change' feature. Every time I use my debit card, Lloyds rounds the payment up to the nearest pound and puts the difference in my savings account. It might not sound much, but by the end of each month those extra pennies mean I have saved around £20 without even noticing it! Every little helps (wait, that's the wrong brand!) Reviewed on: 24th May 2016

fantastic service online and in the branch, any problems are always quickly dealt with

I've been with Lloyds since i was a teenager and can't fault the company or the staff in any branch i've been in - like when a cash machine ate my card, they quickly sorted it. And when another company frauded me out of all the money in the account, it was dealt with via the fraud team and the money returned that day. I have other accounts with my partner ('silver' joint account, and a savings account) and he too believes they're the best - including switching his current account from another bank, to lloyds. Reviewed on: 12th May 2016

rewards for banking

This Product is great not only do you get interest on balances upto 5k but a great choice of rewards and interest benefits on savings ,loans its a win win for customers easy to apply and straight forward to understand how product works Reviewed on: 11th May 2016

Excellent account for great interest rate and freebies

If you want 4% gross interest on up to £5000 and 6 x free cinema tickets each and every year you have the account open ,and can pay in £1500 with just two direct debits, each month, then this is surely the account for you! Easy account opening and good customer service which make it a clear winner. Reviewed on: 28th March 2016

New customer

I recently opened a current account with Lloyds bank and i did it all online, it was so smooth and easy to do and the account info was given to me straight away which allowed me to arrange transfers of funds and within 5 days the account was fully up and running.Fantastic Reviewed on: 28th March 2016

Great bank

Contact centre very knowledgable and quick to resolve problems Reviewed on: 28th March 2016

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