Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

More enhanced features and good benefits

5
Lloyds has added new functionality in recent times that is really useful. They also brought back good monthly savings options. Reviewed on: 26th March 2023

Great bank

5
no Hassel banking great down the high street speak to a person Reviewed on: 24th March 2023

Splendid and safe

5
A really good current account with interest as well! Safe to do on line on a laptop anyway. Helpful if any problems too. Reviewed on: 22nd March 2023

Good simple account

4
Lloyds has a good simple to use online banking app and site, the account gives good rewards Reviewed on: 19th March 2023

Lloyds have blocked my app and online banking while I'm in South America and I can't access my funds.

1
Lloyds Bank expect me to spend £3 per minute to listen to their hold music because they've decided to block my online access because I was moving my savings to a higher interest account. They've also recently lied to me about credit card transactions that they blocked and then tried to blame the merchant. If it weren't for the fact that I bank with another organisation then I'd be stranded here with no access to my funds. Reviewed on: 18th March 2023

Not happy

2
No mutual respect. What more do you want me to say Reviewed on: 17th March 2023

Excellent main bank with rewards

5
Great app and rewards with this account. I choose a magazine subscription as my reward. Reviewed on: 16th March 2023

Old faithful

5
Been with Lloyds for many years and have always received good service. Reviewed on: 16th March 2023

Established and Reputable

5
Found LLoyds Bank to be dependable, trustworthy and reliable. Easy to use website and good communication. Reviewed on: 16th March 2023

Customer Service is world class.

5
Customer Service is very good, always approachable. Online Banking and Mobile Banking Apps are also simple and good. Reviewed on: 16th March 2023

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.67 from 15 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products