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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (655 reviews)

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4.44

Based on 655 reviews, last reviewed 12th Apr 2026

5600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great bank account

Never had any problems with Lloyds, great sever in bank and on the phone. I like this particular account as they give you cinema vouchers to use in Odeon, Vue or Cineworld Reviewed on: 17th July 2018

Club account

The Club Lloyds account is a good account with added bonus of a reward which you can choose from. The account is free unlike the old Llloyd accounts where you had to pay a monthly fee although there are minimum pay in criteria. It also pays a fairly good rate of interest and has really good online banking. Reviewed on: 24th June 2018

Excellent Bank Account

Have banked with Lloyds for years and this is my favourite account so far. Easy to use online banking, and you get a freebie every year - either a gourmet society membership, a magazine subscription or cinema tickets. You cant argue with that! Reviewed on: 14th June 2018

Wonderful App

Hi have accounts with Lloyds and Natwest. I am not sure why Natwest has won Best Banking app award 2 years in running. The features and the way app has been designed by lloyds is way better than any other bank app I have seen. My ranking Lloyds, Monzo after that Natwest. Reviewed on: 2nd May 2018

gud

i like using lloyds bank, its convenient. Reviewed on: 4th April 2018

Secure Bank

Lloyds is secure and from my point of view you must have a current account in Lloyds. No matter what other account you have, for saving, safety you have to have a lloyds account. Great support, services and features. Thanks Reviewed on: 4th April 2018

Avoid Avoid Avoid

I have had the worst banking experience ever with this bank. I applied for a year loan of 3k but I ended up paying back more than 4,5k with the interest fees. Thats almost 50% interest fees. When they asked me to sign the loan I wasnt explained correctly the fees I'd be charged off and the senior of Oxford street told me they will decrease my interest fees as been too high but they never did. Avoid at any cost this bank! Also dont trust the positive reviews here as they been written by Lloyds staff. For legit reviews about Lloyds bank check trustpilot business review website which Lloyds bank has 1 star out of 5 from more than 500 reviewers. I hope this bank close down very quick for ripping people off. Reviewed on: 20th March 2018

Good account

One of the best rates of interest around and a free magazine every month Reviewed on: 14th February 2018

Good service

I,ve been with Lloyd’s since 1974 & have changed branches when I,ve moved house around the country.I,ve always had good in-branch service with friendly staff.They have yearly meetings with me to review my account & send updates.Cannot fault their customer service. Reviewed on: 11th February 2018

Free magazine!

Empire magazine is free with Club Lloyds, but it would cost £4.99 a month otherwise. Even if I had to pay the £3 a month Lloyds may charge me for the account I still end up with a free magazine that's rather good. Reviewed on: 11th February 2018

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