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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Good Interest rate

3
Good customer services. Good interest rates. Small queues. Would give them full stars but down rated them for playing loud music in my local branch. Reviewed on: 13th January 2018

Very fair

4
Lloyds offering a reward each year. The first year they did this, my reward was significantly delayed. They gave me very generous compensation. Reviewed on: 9th January 2018

Simple and effective

4
I like my current account which I use as my daily account. With X amount going in and two direct debits, the monthly fee is wavered, plus a free gift - I have chosen a magazine subscription to Good Housekeeping - which I absolutely love. I also get a little interest each month which is a bonus with the rates the way they are currently. Reviewed on: 8th January 2018

Club Lloyds is a family treat!

5
With trips to the cinema becoming more and more expensive I really look forward to receiving my Club Lloyds cinema tickets every year. All I need to do is make sure my salary is paid into my account and this makes sure I don’t end up paying any monthly fees. I also get better product rates and loads of opportunities to get cash back with everyday offers. I’d really recommend this product. Reviewed on: 1st January 2018

club lloyds

5
Good interest and account benefits, 6 free cinema tickets also. Works without a hitch!!! Reviewed on: 1st January 2018

Great added value

5
I love the high interest rate I get with the Club Lloyds account and also the free perk which you get to choose. The online banking and the app are also really handy. Would definitely recommend Reviewed on: 31st December 2017

Money saved

5
When our boiler broke recently we were panicking as to how much it would cost , then we realized we were covered on our boiler with our club lloyds account. What a relief and done very quickly. Reviewed on: 11th December 2017

Easy online banking with great rewards

4
I like the ease of the online banking, and the banking app for Lloyds, Seeing pending transactions is also a great help Reviewed on: 22nd November 2017

Great

5
I struggled to open an account because someone stole my identity, lloyds helped me through it and finally I was able to open a bank. Reviewed on: 19th November 2017

FORE!

4
Club Lloyds is great - I get nearly £10 a month just for having money in my current account AND my boyfriend gets a Golf magazine through the door every month as a perk (gifted from me). It shuts him up for a few hours - win win! Reviewed on: 15th November 2017

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