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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.38 (582 reviews)

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4.39

Based on 582 reviews, last reviewed 10th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

67%

18%

Latest highest rating:

5

Good bank overall. Good bank overall. Monthly fee is not waived always on time. Reviewed on: 10th July 2025

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (582)

fantastic service online and in the branch, any problems are always quickly dealt with

I've been with Lloyds since i was a teenager and can't fault the company or the staff in any branch i've been in - like when a cash machine ate my card, they quickly sorted it. And when another company frauded me out of all the money in the account, it was dealt with via the fraud team and the money returned that day. I have other accounts with my partner ('silver' joint account, and a savings account) and he too believes they're the best - including switching his current account from another bank, to lloyds. Reviewed on: 12th May 2016

rewards for banking

This Product is great not only do you get interest on balances upto 5k but a great choice of rewards and interest benefits on savings ,loans its a win win for customers easy to apply and straight forward to understand how product works Reviewed on: 11th May 2016

Excellent account for great interest rate and freebies

If you want 4% gross interest on up to £5000 and 6 x free cinema tickets each and every year you have the account open ,and can pay in £1500 with just two direct debits, each month, then this is surely the account for you! Easy account opening and good customer service which make it a clear winner. Reviewed on: 28th March 2016

New customer

I recently opened a current account with Lloyds bank and i did it all online, it was so smooth and easy to do and the account info was given to me straight away which allowed me to arrange transfers of funds and within 5 days the account was fully up and running.Fantastic Reviewed on: 28th March 2016

Great bank

Contact centre very knowledgable and quick to resolve problems Reviewed on: 28th March 2016

Never dissapoints

iv been a customer of Lloyds for about 10 years and iv always been happy and satisfied with the customer service. they always provide a best service they can offer and when there has been an issue, they deal with it in the most helpful and professional mannor. I have recently just been into my local branch in Brighton on North street and i wanted to give a special mention to onte of the employees there. his name was Adrian Griffiths and he was the most polite and helpful person that served me with such a warming smile as he apologised for my wait in the que. all the staff are lovely and i would certainly recommend my friends to join Lloyds bank. Reviewed on: 29th February 2016

Current account

With only account I hold a current account, ice saver and a classic account. All of these services have been more than suitable, information is sent through and updated on a regular bases alongside cash bonuses on saver account. I would highly recommend this to any young adult or student Reviewed on: 26th February 2016

Their overdraft charges are extortionate and with interest

Their overdraft charges are extortionate and with interest and have put me in increasing debt and poverty yet they refuse to allow me to get an unplanned overdraft even though I always put the money back when i go overdrawn, so they are keeping me in debt and poverty purposely . Therefore I am in the process of leaving my bank for one who does not charge extortionate overdraft charges with interest Reviewed on: 19th February 2016

Well worth having a Club Lloyds account

I realised my current account wasnt giving me the interest rate I wanted, so I spoke with representatives at Lloyds. They were incredibly helpful and not only changed my current account to a club Lloyds, but also my savings, so I'm maximising on my interest rate. The whole process was easy and they were very helpful, making sure everything was sorted for me. Highly recommend . Reviewed on: 19th February 2016

Easy to use account, great perks

Responsive customer service, great online banking options and 6 free cinema tickets every year. Reviewed on: 19th February 2016

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