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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Very few offers

Although is a club account - costs £3/mth, refundable if you pay in a certain amount - there are very few offers. Just cashback on limited retailers. Reviewed on: 9th November 2018

Great Account

Nice account, no fee if pay in £1,500, plus you get choice of freebie for the year, 2% intrest, overall decent! Reviewed on: 8th November 2018

Customer Service

Very easy to get through to customer service and also very helpful Reviewed on: 7th November 2018

Dropping interest

Dropping interest but still requires hoops to jump through Reviewed on: 6th November 2018

Great all-round experience

Lloyds Bank is trying really hard to provide consistently good and efficient customer service. The bank has a wide range of products to suit virtually all needs and its website is very easy to navigate. The interest rate on its current account is better than many savings accounts and the business is obviously doing its best to win back customer confidence following the Government "bail out" of 2009. I am a satisfied customer. Reviewed on: 6th November 2018

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Used to be OK

When I initially joined "the club" an interest rate was most welcome. It has since reduced to a really low level. The only reason I stay is because there is not much else out there. I now transfere a lot into peer to peer lending at ZOPA. Reviewed on: 5th November 2018

great rewards

I get great rewards ie cinema tickets every year and I also have loyalty cash back offers on my account for different stores Reviewed on: 5th November 2018

worth it for the service

great product, never had an issue with this account. well worth it for the services Reviewed on: 5th November 2018

Great bank account

Never had any problems with Lloyds, great sever in bank and on the phone. I like this particular account as they give you cinema vouchers to use in Odeon, Vue or Cineworld Reviewed on: 17th July 2018

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